Deposits (Tables)

3 Months Ended

Mar. 31, 2025

Deposit Liabilities [Abstract]

Summary of Deposits by Type

The following table summarizes deposits by type:

(In thousands)	March 31, 2025		December 31, 2024
Non-interest-bearing:
Demand	$	10,139,131	$	10,316,501
Interest-bearing:
Health savings accounts	9,180,889		8,951,031
Checking	9,741,569		9,834,790
Money market	21,517,733		20,433,250
Savings	7,473,515		6,982,554
Time deposits	7,522,392		8,234,954
Total interest-bearing	$	55,436,098	$	54,436,579
Total deposits	$	65,575,229	$	64,753,080
Time deposits, money market, and interest-bearing checking obtained through brokers (1)	$	2,311,841	$	3,181,298
Aggregate amount of time deposit accounts that exceeded the FDIC limit (2)	1,436,038		1,407,077
Deposit overdrafts reclassified as loan balances	4,486		7,146

(1)Excludes money market sweep deposits received through interLINK of $8.0 billion at March 31, 2025, and $7.3 billion at
December 31, 2024.

(2)Excludes time deposit accounts that were at the FDIC limit of $25.0 million at March 31, 2025, and $16.8 million at
December 31, 2024.

Scheduled Maturities of Time Deposits

The following table summarizes the scheduled maturities of time deposits:

(In thousands)	March 31, 2025
Remainder of 2025	$	6,765,026
2026	670,820
2027	37,100
2028	18,951
2029	18,312
Thereafter	12,183
Total time deposits	$	7,522,392