Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2022

Operating Results And Total Assets Reportable Segments

The following table presents balance sheet information, including the appropriate allocations, for the Company's reportable segments and the Corporate and Reconciling category:


	At December 31, 2022
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	1,904,291	$	57,779	$	552,034	$	—	$	2,514,104
Total assets	44,380,582		122,729		10,625,334		16,148,876		71,277,521

	At December 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	15,398,159		73,564		7,663,921		11,779,955		34,915,599

The following tables present operating results, including the appropriate allocations, for the Company’s reportable segments and the Corporate and Reconciling category:


	Year ended December 31, 2022
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	1,346,384	$	218,149	$	720,789	$	(251,036)	$	2,034,286
Non-interest income	171,437		104,586		119,691		45,069		440,783
Non-interest expense	398,100		151,329		426,133		420,911		1,396,473
Pre-tax, pre-provision net revenue	1,119,721		171,406		414,347		(626,878)		1,078,596
Provision (benefit) for credit losses	276,550		—		(3,754)		7,823		280,619
Income before income taxes	843,171		171,406		418,101		(634,701)		797,977
Income tax expense	207,188		45,937		108,657		(208,088)		153,694
Net income	$	635,983	$	125,469	$	309,444	$	(426,613)	$	644,283


	Year ended December 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	585,297	$	168,595	$	375,318	$	(228,121)	$	901,089
Non-interest income	83,538		102,814		95,887		41,133		323,372
Non-interest expense	192,977		134,258		297,217		120,648		745,100
Pre-tax, pre-provision net revenue	475,858		137,151		173,988		(307,636)		479,361
(Benefit) for credit losses	(51,348)		—		(3,068)		(84)		(54,500)
Income before income taxes	527,206		137,151		177,056		(307,552)		533,861
Income tax expense	134,965		36,619		42,139		(88,726)		124,997
Net income	$	392,241	$	100,532	$	134,917	$	(218,826)	$	408,864


	Year ended December 31, 2020
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	512,691	$	162,363	$	334,157	$	(117,818)	$	891,393
Non-interest income	66,867		100,826		97,778		19,806		285,277
Non-interest expense	181,218		133,919		334,008		109,801		758,946
Pre-tax, pre-provision net revenue	398,340		129,270		97,927		(207,813)		417,724
Provision (benefit) for credit losses	152,571		—		(14,722)		(99)		137,750
Income before income taxes	245,769		129,270		112,649		(207,714)		279,974
Income tax expense	61,086		34,501		24,956		(61,190)		59,353
Net income	$	184,683	$	94,769	$	87,693	$	(146,524)	$	220,621