XML 108 R98.htm IDEA: XBRL DOCUMENT v3.22.2.2
Segment Reporting (Operating Results and Total Assets Reportable Segments) (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Dec. 31, 2020
Segment Reporting Information [Line Items]            
Goodwill $ 2,513,771 $ 538,373 $ 2,513,771 $ 538,373 $ 538,373 $ 538,373
Assets 69,052,566   69,052,566   34,915,599  
Net interest income 551,003 229,691 1,431,911 674,307    
Non-interest income 113,636 83,775 338,604 233,234    
Non-interest expense 330,071 180,237 1,048,083 555,247    
Pre-tax, pre-provision net revenue 334,568 133,229 722,432 352,294    
Provision (benefit) for credit losses 36,531 7,750 237,619 (39,500)    
Income (loss) before income taxes 298,037 125,479 484,813 391,794    
Income tax expense 64,069 29,766 85,281 93,968    
Net income 233,968 95,713 399,532 297,826    
Operating Segments | Commercial Banking            
Segment Reporting Information [Line Items]            
Goodwill 1,865,887   1,865,887   131,000  
Assets 40,907,410   40,907,410   15,398,159  
Net interest income 333,554 152,012 954,044 434,087    
Non-interest income 40,497 22,782 128,670 59,536    
Non-interest expense 102,415 50,244 294,375 142,803    
Pre-tax, pre-provision net revenue 271,636 124,550 788,339 350,820    
Provision (benefit) for credit losses 33,341 5,099 238,054 (37,602)    
Income (loss) before income taxes 238,295 119,451 550,285 388,422    
Income tax expense 59,574 30,579 133,966 99,436    
Net income 178,721 88,872 416,319 288,986    
Operating Segments | HSA Bank            
Segment Reporting Information [Line Items]            
Goodwill 57,779   57,779   21,813  
Assets 122,112   122,112   73,564  
Net interest income 58,567 42,074 152,702 126,376    
Non-interest income 25,842 24,756 79,352 78,315    
Non-interest expense 36,725 32,374 110,674 100,802    
Pre-tax, pre-provision net revenue 47,684 34,456 121,380 103,889    
Provision (benefit) for credit losses 0 0 0 0    
Income (loss) before income taxes 47,684 34,456 121,380 103,889    
Income tax expense 12,779 9,199 32,530 27,738    
Net income 34,905 25,257 88,850 76,151    
Operating Segments | Consumer Banking            
Segment Reporting Information [Line Items]            
Goodwill 590,105   590,105   385,560  
Assets 10,120,063   10,120,063   7,663,921  
Net interest income 195,748 98,572 511,712 281,012    
Non-interest income 33,842 24,292 92,541 71,262    
Non-interest expense 109,588 73,212 312,464 222,672    
Pre-tax, pre-provision net revenue 120,002 49,652 291,789 129,602    
Provision (benefit) for credit losses (1,989) 2,799 (5,906) (1,833)    
Income (loss) before income taxes 121,991 46,853 297,695 131,435    
Income tax expense 31,718 11,151 77,352 31,282    
Net income 90,273 35,702 220,343 100,153    
Corporate, Non-Segment            
Segment Reporting Information [Line Items]            
Goodwill 0   0   0  
Assets 17,902,981   17,902,981   $ 11,779,955  
Net interest income (36,866) (62,967) (186,547) (167,168)    
Non-interest income 13,455 11,945 38,041 24,121    
Non-interest expense 81,343 24,407 330,570 88,970    
Pre-tax, pre-provision net revenue (104,754) (75,429) (479,076) (232,017)    
Provision (benefit) for credit losses 5,179 (148) 5,471 (65)    
Income (loss) before income taxes (109,933) (75,281) (484,547) (231,952)    
Income tax expense (40,002) (21,163) (158,567) (64,488)    
Net income $ (69,931) $ (54,118) $ (325,980) $ (167,464)