Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2022

Operating Results And Total Assets Reportable Segments

The following table presents balance sheet information, including the appropriate allocations, for Webster's reportable segments and the Corporate and Reconciling category:


	At March 31, 2022
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	1,865,887	$	57,779	$	590,105	$	—	$	2,513,771
Total assets	39,028,843		132,266		9,587,880		16,382,495		65,131,484

	At December 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	15,398,159		73,564		7,663,921		11,779,955		34,915,599

The following tables present results of operations, including the appropriate allocations, for Webster’s reportable segments and the Corporate and Reconciling category:



	Three months ended March 31, 2022
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	287,069	$	44,577	$	136,580	$	(73,978)	$	394,248
Non-interest income	38,743		26,958		27,892		10,442		104,035
Non-interest expense	89,240		36,409		95,747		138,389		359,785
Pre-tax, pre-provision net revenue	236,572		35,126		68,725		(201,925)		138,498
Provision (benefit) for credit losses	181,931		—		7,136		(222)		188,845
Income (loss) before income taxes	54,641		35,126		61,589		(201,703)		(50,347)
Income tax expense (benefit)	10,055		9,414		15,964		(69,033)		(33,600)
Net income (loss)	$	44,586	$	25,712	$	45,625	$	(132,670)	$	(16,747)



	Three months ended March 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Consumer Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	141,486	$	42,109	$	89,365	$	(49,196)	$	223,764
Non-interest income	18,376		27,005		22,872		8,504		76,757
Non-interest expense	46,284		36,005		75,311		30,382		187,982
Pre-tax, pre-provision net revenue	113,578		33,109		36,926		(71,074)		112,539
(Benefit) provision for credit losses	(19,373)		—		(6,386)		9		(25,750)
Income (loss) before income taxes	132,951		33,109		43,312		(71,083)		138,289
Income tax expense (benefit)	34,035		8,840		10,308		(22,972)		30,211
Net income (loss)	$	98,916	$	24,269	$	33,004	$	(48,111)	$	108,078