Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2021

Operating Results And Total Assets Reportable Segments

The following table presents balance sheet information, including the appropriate allocations, for Webster's reportable segments and the Corporate and Reconciling category:


	At December 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	15,400,886		73,564		7,663,218		11,777,931		34,915,599

	At December 31, 2020
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	14,732,792		80,352		7,726,287		10,051,259		32,590,690

The following tables present operating results, including the appropriate allocations, for Webster’s reportable segments and the Corporate and Reconciling category:


	Year ended December 31, 2021
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	587,485	$	168,595	$	373,130	$	(228,121)	$	901,089
Non-interest income	112,270		102,814		67,155		41,133		323,372
Non-interest expense	257,461		135,997		296,260		55,382		745,100
Pre-tax, pre-provision net revenue	442,294		135,412		144,025		(242,370)		479,361
(Benefit) for credit losses	(51,348)		—		(3,068)		(84)		(54,500)
Income (loss) before income taxes	493,642		135,412		147,093		(242,286)		533,861
Income tax expense (benefit)	124,891		36,155		32,361		(68,410)		124,997
Net income (loss)	$	368,751	$	99,257	$	114,732	$	(173,876)	$	408,864


	Year ended December 31, 2020
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	515,027	$	162,363	$	331,821	$	(117,818)	$	891,393
Non-interest income	90,498		100,826		74,147		19,806		285,277
Non-interest expense	260,953		140,637		317,215		40,141		758,946
Pre-tax, pre-provision net revenue	344,572		122,552		88,753		(138,153)		417,724
Provision (benefit) for credit losses	152,571		—		(14,722)		(99)		137,750
Income (loss) before income taxes	192,001		122,552		103,475		(138,054)		279,974
Income tax expense (benefit)	46,848		32,721		22,558		(42,774)		59,353
Net income (loss)	$	145,153	$	89,831	$	80,917	$	(95,280)	$	220,621


	Year ended December 31, 2019
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	476,779	$	172,685	$	347,377	$	(41,714)	$	955,127
Non-interest income	91,184		97,041		77,149		19,941		285,315
Non-interest expense	252,485		135,586		317,494		10,385		715,950
Pre-tax, pre-provision net revenue	315,478		134,140		107,032		(32,158)		524,492
Provision for credit losses	29,714		—		8,086		—		37,800
Income (loss) before income taxes	285,764		134,140		98,946		(32,158)		486,692
Income tax expense (benefit)	70,298		35,547		20,581		(22,457)		103,969
Net income (loss)	$	215,466	$	98,593	$	78,365	$	(9,701)	$	382,723