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Segment Reporting
 12 Months Ended
Dec. 31, 2021
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
Webster’s operations are organized into three reportable segments that represent its primary businesses: Commercial Banking, HSA Bank, and Retail Banking. These segments reflect how executive management responsibilities are assigned, how discrete financial information is evaluated, the type of customer served, and how products and services are provided. Certain Treasury activities, along with the amounts required to reconcile profitability metrics to those reported in accordance with GAAP, are included in the Corporate and Reconciling category.
Effective January 1, 2021, management realigned certain of Webster's business banking and investment services operations to better serve its customers and deliver operational efficiencies. Under this realignment, the previously reported Community Banking segment was renamed Retail Banking, and $131.0 million of goodwill was reallocated, on a relative fair value basis, from Retail Banking to Commercial Banking. There was no goodwill impairment as a result of the reorganization. Prior period amounts have been recasted to reflect the realignment.
Segment Reporting Methodology
Webster uses an internal profitability reporting system to generate information by reportable segment, which is based on a series of management estimates for funds transfer pricing, and allocations for non-interest expense, provision for credit losses, income taxes, and equity capital. These estimates and allocations, certain of which are subjective in nature, are periodically reviewed and refined. Changes in estimates and allocations that affect the results of any reportable segment do not affect the consolidated financial position or results of operations of Webster as a whole. The full profitability measurement reports, which are prepared for each reportable segment, reflect non-GAAP reporting methodologies. The differences between full profitability and GAAP results are reconciled in the Corporate and Reconciling category.
Webster allocates interest income and interest expense to each business, through an internal matched maturity Funds Transfer Pricing (FTP) process. The goal of the FTP allocation is to encourage loan and deposit growth consistent with the Company’s overall profitability objectives. The FTP process considers the specific interest rate risk and liquidity risk of financial instruments and other assets and liabilities in each line of business. Loans are assigned an FTP rate for funds used and deposits are assigned an FTP rate for funds provided. The allocation considers the origination date and the earlier of the maturity date or the repricing date of a financial instrument to assign an FTP rate for loans and deposits originated each day. The FTP process transfers the corporate interest rate risk exposure to the treasury function included within the Corporate and Reconciling category where such exposures are centrally managed.
Webster allocates a majority of non-interest expense to each reportable segment using a full-absorption costing process. Costs, including corporate overhead, are analyzed, pooled by process, and assigned to the appropriate reportable segment. The results of funds transfer pricing and allocations for non-interest expense, as well as non-interest income produces PPNR, under which basis the segments are reviewed by executive management.
Webster also allocates the provision for credit losses to each reportable segment based on management's estimate of the inherent loss content in each of the specific loan and lease portfolios. The ACL on loans and leases is included in total assets within the Corporate and Reconciling category. Business development expenses, such as merger-related and strategic initiatives costs, are also generally included in the Corporate and Reconciling category.
The following table presents balance sheet information, including the appropriate allocations, for Webster's reportable segments and the Corporate and Reconciling category:
 At December 31, 2021
(In thousands)Commercial
Banking		HSA
Bank		Retail
Banking		Corporate and
Reconciling		Consolidated
Total
Goodwill$131,000 $21,813 $385,560 $— $538,373 
Total assets15,400,886 73,564 7,663,218 11,777,931 34,915,599 
At December 31, 2020
(In thousands)Commercial
Banking		HSA
Bank		Retail
Banking		Corporate and
Reconciling		Consolidated
Total
Goodwill$131,000 $21,813 $385,560 $— $538,373 
Total assets14,732,792 80,352 7,726,287 10,051,259 32,590,690 
The following tables present operating results, including the appropriate allocations, for Webster’s reportable segments and the Corporate and Reconciling category:
 Year ended December 31, 2021
(In thousands)Commercial
Banking		HSA
Bank		Retail
Banking		Corporate and
Reconciling		Consolidated
Total
Net interest income$587,485 $168,595 $373,130 $(228,121)$901,089 
Non-interest income112,270 102,814 67,155 41,133 323,372 
Non-interest expense257,461 135,997 296,260 55,382 745,100 
Pre-tax, pre-provision net revenue442,294 135,412 144,025 (242,370)479,361 
(Benefit) for credit losses(51,348)— (3,068)(84)(54,500)
Income (loss) before income taxes493,642 135,412 147,093 (242,286)533,861 
Income tax expense (benefit)124,891 36,155 32,361 (68,410)124,997 
Net income (loss)$368,751 $99,257 $114,732 $(173,876)$408,864 
Year ended December 31, 2020
(In thousands)Commercial
Banking		HSA
Bank		Retail
Banking		Corporate and
Reconciling		Consolidated
Total
Net interest income$515,027 $162,363 $331,821 $(117,818)$891,393 
Non-interest income90,498 100,826 74,147 19,806 285,277 
Non-interest expense260,953 140,637 317,215 40,141 758,946 
Pre-tax, pre-provision net revenue344,572 122,552 88,753 (138,153)417,724 
Provision (benefit) for credit losses152,571 — (14,722)(99)137,750 
Income (loss) before income taxes192,001 122,552 103,475 (138,054)279,974 
Income tax expense (benefit)46,848 32,721 22,558 (42,774)59,353 
Net income (loss)$145,153 $89,831 $80,917 $(95,280)$220,621 
Year ended December 31, 2019
(In thousands)Commercial
Banking		HSA
Bank		Retail
Banking		Corporate and
Reconciling		Consolidated
Total
Net interest income$476,779 $172,685 $347,377 $(41,714)$955,127 
Non-interest income91,184 97,041 77,149 19,941 285,315 
Non-interest expense252,485 135,586 317,494 10,385 715,950 
Pre-tax, pre-provision net revenue315,478 134,140 107,032 (32,158)524,492 
Provision for credit losses29,714 — 8,086 — 37,800 
Income (loss) before income taxes285,764 134,140 98,946 (32,158)486,692 
Income tax expense (benefit)70,298 35,547 20,581 (22,457)103,969 
Net income (loss)$215,466 $98,593 $78,365 $(9,701)$382,723