Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2021

Operating Results And Total Assets Reportable Segments

The following table presents balance sheet information, including all appropriate allocations, for Webster's reportable segments and the Corporate and Reconciling category:


	At June 30, 2021
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	$	14,837,710	$	78,054	$	7,432,340	$	11,405,648	$	33,753,752

	At December 31, 2020
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Goodwill	$	131,000	$	21,813	$	385,560	$	—	$	538,373
Total assets	$	14,732,792	$	80,352	$	7,726,287	$	10,051,259	$	32,590,690

The following tables present the operating results, including all appropriate allocations, for Webster’s reportable segments and the Corporate and Reconciling category:



	Three months ended June 30, 2021
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	141,124	$	42,193	$	92,540	$	(55,005)	$	220,852
Non-interest income	25,713		26,554		16,763		3,672		72,702
Non-interest expense	61,445		32,792		72,346		20,445		187,028
Pre-tax, pre-provision net revenue	105,392		35,955		36,957		(71,778)		106,526
Provision for credit losses	(23,328)		—		1,754		74		(21,500)
Income before income tax expense	128,720		35,955		35,203		(71,852)		128,026
Income tax expense	32,566		9,600		7,745		(15,920)		33,991
Net income	$	96,154	$	26,355	$	27,458	$	(55,932)	$	94,035



	Three months ended June 30, 2020
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	128,123	$	39,334	$	81,609	$	(24,659)	$	224,407
Non-interest income	21,849		23,103		16,281		(1,157)		60,076
Non-interest expense	61,261		34,020		77,119		4,184		176,584
Pre-tax, pre-provision net revenue	88,711		28,417		20,771		(30,000)		107,899
Provision for credit losses	43,569		—		(3,566)		(3)		40,000
Income before income tax expense	45,142		28,417		24,337		(29,997)		67,899
Income tax expense	11,015		7,587		5,305		(9,105)		14,802
Net income	$	34,127	$	20,830	$	19,032	$	(20,892)	$	53,097



	Six months ended June 30, 2021
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	283,162	$	84,302	$	181,353	$	(104,201)	$	444,616
Non-interest income	50,890		53,559		32,834		12,176		149,459
Non-interest expense	126,281		69,042		148,470		31,217		$	375,010
Pre-tax, pre-provision net revenue	207,771		$	68,819	65,717		(123,242)		219,065
Provision for credit losses	(42,701)		—		(4,632)		83		(47,250)
Income before income tax expense	250,472		68,819		70,349		(123,325)		266,315
Income tax expense	63,369		18,375		15,477		(33,019)		64,202
Net income	$	187,103	$	50,444	$	54,872	$	(90,306)	$	202,113



	Six months ended June 30, 2020
(In thousands)	Commercial Banking		HSA Bank		Retail Banking		Corporate and Reconciling		Consolidated Total
Net interest income	$	245,710	$	82,007	$	162,808	$	(35,317)	$	455,208
Non-interest income	44,265		49,486		34,724		4,979		133,454
Non-interest expense	126,482		71,098		157,409		431		355,420
Pre-tax, pre-provision net revenue	163,493		60,395		40,123		(30,769)		233,242
Provision for credit losses	112,587		—		3,501		(88)		116,000
Income before income tax expense	50,906		60,395		36,622		(30,681)		117,242
Income tax expense	12,421		16,125		7,983		(10,583)		25,946
Net income	$	38,485	$	44,270	$	28,639	$	(20,098)	$	91,296