Revenue from Contracts with Customers Revenue from Contracts with customers

3 Months Ended

Mar. 31, 2020

Revenue from Contract with Customer [Abstract]

Revenue from Contract with Customer [Text Block]

Revenue from Contracts with Customers

The following tables present revenues within the scope of ASC 606, Revenue from Contracts with Customers and the net amount of other sources of non-interest income that is within the scope of other GAAP topics:

	Three months ended March 31, 2020
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling		Consolidated Total
Non-interest Income:
Deposit service fees	$	3,059	$	24,842	$	14,592	$	77	$	42,570
Wealth and investment services	2,528		—		6,218		(7)		8,739
Other	—		1,541		317		—		1,858
Revenue from contracts with customers	5,587		26,383		21,127		70		53,167
Other sources of non-interest income	7,652		—		6,493		6,066		20,211
Total non-interest income	$	13,239	$	26,383	$	27,620	$	6,136	$	73,378

	Three months ended March 31, 2019
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling		Consolidated Total
Non-interest Income:
Deposit service fees	$	3,036	$	24,528	$	15,365	$	95	$	43,024
Wealth and investment services	2,484		—		5,175		(8)		7,651
Other	—		1,049		501		—		1,550
Revenue from contracts with customers	5,520		25,577		21,041		87		52,225
Other sources of non-interest income	8,491		—		4,341		3,555		16,387
Total non-interest income	$	14,011	$	25,577	$	25,382	$	3,642	$	68,612

The major types of revenue streams that are within the scope of ASC 606 are described below:

Deposit service fees, predominately consist of fees earned from deposit accounts and interchange fees. Fees earned from deposit accounts relate to event-driven services and periodic account maintenance activities. Webster's obligations for event-driven services are satisfied at the time the service is delivered, while the obligations for maintenance services is satisfied monthly. Interchange fees are assessed as the performance obligation is satisfied, which is at the point in time the card transaction is authorized.

Wealth and investment services, consists of fees earned from investment and securities-related services, trust and other related services. Obligations for wealth and investment services are generally satisfied over time through a time-based measurement of progress, while certain obligations may be satisfied at points in time for activities that are transactional in nature.

These disaggregated amounts are reconciled to non-interest income as presented in Note 16: Segment Reporting. Contracts with customers have not generated significant contract assets and liabilities.