Revenue from Contracts with Customers Revenue from Contracts with customers

6 Months Ended

Jun. 30, 2019

Revenue from Contract with Customer [Abstract]

Revenue from Contract with Customer [Text Block]

Revenue from Contracts with Customers

The following tables present revenues within the scope of ASC 606, Revenue from Contracts with Customers and the net amount of other sources of non-interest income that is within the scope of other GAAP topics:

	Three months ended June 30, 2019
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling			Consolidated Total
Non-interest Income
Deposit service fees	$	3,085	$	23,704	$	16,289	$	40		$	43,118
Wealth and investment services	2,542		—		5,776		(9		)	8,309
Other	—		1,275		704		—			1,979
Revenue from contracts with customers	5,627		24,979		22,769		31			53,406
Other sources of non-interest income	9,018		—		4,906		8,523			22,447
Total non-interest income	$	14,645	$	24,979	$	27,675	$	8,554		$	75,853

	Three months ended June 30, 2018
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling			Consolidated Total
Non-interest Income
Deposit service fees	$	3,180	$	22,006	$	15,663	$	10		$	40,859
Wealth and investment services	2,587		—		5,878		(9		)	8,456
Other	—		876		640		—			1,516
Revenue from contracts with customers	5,767		22,882		22,181		1			50,831
Other sources of non-interest income	9,274		—		4,197		4,072			17,543
Total non-interest income	$	15,041	$	22,882	$	26,378	$	4,073		$	68,374

	Six months ended June 30, 2019
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling			Consolidated Total
Non-interest Income
Deposit service fees	$	6,121	$	48,232	$	31,654	$	135		$	86,142
Wealth and investment services	5,026		—		10,951		(17		)	15,960
Other	—		2,324		1,205		—			3,529
Revenue from contracts with customers	11,147		50,556		43,810		118			105,631
Other sources of non-interest income	17,509		—		9,247		12,078			38,834
Total non-interest income	$	28,656	$	50,556	$	53,057	$	12,196		$	144,465

	Six months ended June 30, 2018
(In thousands)	Commercial Banking		HSA Bank		Community Banking		Corporate and Reconciling			Consolidated Total
Non-interest Income
Deposit service fees	$	6,402	$	43,818	$	30,972	$	118		$	81,310
Wealth and investment services	5,126		—		11,217		(17		)	16,326
Other	—		1,733		1,133		—			2,866
Revenue from contracts with customers	11,528		45,551		43,322		101			100,502
Other sources of non-interest income	18,829		—		8,251		9,539			36,619
Total non-interest income	$	30,357	$	45,551	$	51,573	$	9,640		$	137,121

The major types of revenue streams that are within the scope of ASC 606 are described below:

Deposit service fees, predominately consist of fees earned from deposit accounts and interchange fees. Fees earned from deposit accounts relate to event-driven services and periodic account maintenance activities. Webster's obligations for event-driven services are satisfied at the time the service is delivered, while the obligations for maintenance services is satisfied monthly. Interchange fees are assessed as the performance obligation is satisfied, which is at the point in time the card transaction is authorized.

Wealth and investment services, consists of fees earned from investment and securities-related services, trust and other related services. Obligations for wealth and investment services are generally satisfied over time through a time-based measurement of progress, while certain obligations may be satisfied at points in time for activities that are transactional in nature.