XML 66 R49.htm IDEA: XBRL DOCUMENT v3.3.1.900
Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2015
Segment Reporting [Abstract]  
Operating Results And Total Assets Reportable Segments
The following tables present the results for Webster’s reportable segments and the Corporate and Reconciling category, which incorporates the allocation of the provision for loan and lease losses and income tax expense:
 
Year ended December 31, 2015
(In thousands)
Commercial
Banking
Community Banking
HSA Bank
Private Banking
Corporate and
Reconciling
Consolidated
Total
Net interest income (loss)
$
255,845

$
354,709

$
73,433

$
10,240

$
(29,602
)
$
664,625

Provision (benefit) for loan and lease losses
30,160

19,603


386

(849
)
49,300

Net interest income (loss) after provision for loan and lease losses
225,685

335,106

73,433

9,854

(28,753
)
615,325

Non-interest income
37,784

108,604

64,243

9,183

19,731

239,545

Non-interest expense
109,718

330,692

80,662

19,781

13,701

554,554

Income (loss) before income tax expense
153,751

113,018

57,014

(744
)
(22,723
)
300,316

Income tax expense (benefit)
48,112

35,366

17,841

(233
)
(7,110
)
93,976

Net income (loss)
$
105,639

$
77,652

$
39,173

$
(511
)
$
(15,613
)
$
206,340

 
Year ended December 31, 2014
(In thousands)
Commercial
Banking
Community Banking
HSA Bank
Private Banking
Corporate and
Reconciling
Consolidated
Total
Net interest income (loss)
$
238,186

$
354,781

$
38,822

$
8,877

$
(12,225
)
$
628,441

Provision (benefit) for loan and lease losses
13,088

26,345


765

(2,948
)
37,250

Net interest income (loss) after provision for loan and lease losses
225,098

328,436

38,822

8,112

(9,277
)
591,191

Non-interest income
37,270

103,543

28,553

9,843

22,899

202,108

Non-interest expense
102,374

324,312

40,900

18,691

15,323

501,600

Income (loss) before income tax expense
159,994

107,667

26,475

(736
)
(1,701
)
291,699

Income tax expense (benefit)
50,446

33,947

8,311

(232
)
(499
)
91,973

Net income (loss)
$
109,548

$
73,720

$
18,164

$
(504
)
$
(1,202
)
$
199,726

 
Year ended December 31, 2013
(In thousands)
Commercial
Banking
Community Banking
HSA Bank
Private Banking
Corporate and
Reconciling
Consolidated
Total
Net interest income
$
217,582

$
347,395

$
32,807

$
8,185

$
(9,241
)
$
596,728

Provision (benefit) for loan and lease losses
17,971

19,219


397

(4,087
)
33,500

Net interest income after provision for loan and lease losses
199,611

328,176

32,807

7,788

(5,154
)
563,228

Non-interest income
30,797

116,182

21,963

10,963

11,145

191,050

Non-interest expense
99,801

337,795

29,962

19,783

10,368

497,709

Income before income tax expense
130,607

106,563

24,808

(1,032
)
(4,377
)
256,569

Income tax expense
39,260

32,029

7,423

(310
)
(1,289
)
77,113

Net income (loss)
$
91,347

$
74,534

$
17,385

$
(722
)
$
(3,088
)
$
179,456

 
Total Assets
(In thousands)
Commercial
Banking
Community Banking
HSA Bank
Private Banking
Corporate and
Reconciling
Consolidated
Total
At December 31, 2015
$
7,505,513

$
8,441,950

$
95,815

$
493,571

$
8,140,971

$
24,677,820

At December 31, 2014
6,550,868

8,123,928

26,680

398,893

7,432,803

22,533,172

At December 31, 2013
5,682,129

7,738,597

19,524

346,338

7,066,557

20,853,145