Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2015

The following table provides information on the capital ratios for Webster Financial Corporation and Webster Bank, N.A.:



					Capital Requirements ⁽¹⁾
	Actual ⁽¹⁾				Minimum				Well Capitalized
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
At June 30, 2015
Webster Financial Corporation
Common equity tier 1 risk-based capital	$	1,771,764	10.9	%	$	728,935	4.5	%	$	1,052,905	6.5	%
Total risk-based capital	2,139,341		13.2		1,295,884		8.0		1,619,855		10.0
Tier 1 risk-based capital	1,911,484		11.8		971,913		6.0		1,295,884		8.0
Tier 1 leverage capital	1,911,484		8.4		912,296		4.0		1,140,370		5.0
Webster Bank, N.A.
Common equity tier 1 risk-based capital	$	1,821,152	11.3	%	$	726,398	4.5	%	$	1,049,241	6.5	%
Total risk-based capital	1,991,019		12.3		1,291,374		8.0		1,614,217		10.0
Tier 1 risk-based capital	1,821,152		11.3		968,530		6.0		1,291,374		8.0
Tier 1 leverage capital	1,821,152		8.0		911,371		4.0		1,139,214		5.0
At December 31, 2014
Webster Financial Corporation
Total risk-based capital	$	2,096,772	14.1	%	$	1,192,651	8.0	%	$	1,490,706	10.0	%
Tier 1 risk-based capital	1,931,276		13.0		596,326		4.0		894,423		6.0
Tier 1 leverage capital	1,931,276		9.0		859,241		4.0		1,074,051		5.0
Webster Bank, N.A.
Total risk-based capital	$	1,939,229	13.0	%	$	1,190,242	8.0	%	$	1,487,803	10.0	%
Tier 1 risk-based capital	1,774,814		11.9		595,121		4.0		892,682		6.0
Tier 1 leverage capital	1,774,814		8.3		858,197		4.0		1,072,746		5.0


(1)	Calculated under the Basel III capital standard at June 30, 2015 and under the Basel I capital standard at December 31, 2014.