XML 88 R45.htm IDEA: XBRL DOCUMENT v2.4.1.9
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2014
Regulatory Matters Disclosure [Abstract]  
Information On The Capital Ratios
The following table provides information on capital and capital ratios of Webster Financial Corporation and Webster Bank, N.A.:
 
Capital
 
Capital Requirements
 
 
Minimum
 
Well Capitalized
(Dollars in thousands)
Amount
Ratio
 
Amount
Ratio
 
Amount
Ratio
At December 31, 2014
 
 
 
 
 
 
 
 
Webster Financial Corporation
 
 
 
 
 
 
 
 
Total risk-based capital
$
2,096,772

14.1
%
 
$
1,192,651

8.0
%
 
$
1,490,706

10.0
%
Tier 1 capital
1,931,276

13.0

 
596,326

4.0

 
894,423

6.0

Tier 1 leverage capital
1,931,276

9.0

 
859,241

4.0

 
1,074,051

5.0

Webster Bank, N.A.
 
 
 
 
 
 
 
 
Total risk-based capital
$
1,939,229

13.0
%
 
$
1,190,242

8.0
%
 
$
1,487,803

10.0
%
Tier 1 capital
1,774,814

11.9

 
595,121

4.0

 
892,682

6.0

Tier 1 leverage capital
1,774,814

8.3

 
858,197

4.0

 
1,072,746

5.0

At December 31, 2013
 
 
 
 
 
 
 
 
Webster Financial Corporation
 
 
 
 
 
 
 
 
Total risk-based capital
$
1,965,171

14.2
%
 
$
1,106,203

8.0
%
 
$
1,382,754

10.0
%
Tier 1 capital
1,807,642

13.1

 
553,101

4.0

 
829,652

6.0

Tier 1 leverage capital
1,807,642

9.0

 
801,535

4.0

 
1,001,919

5.0

Webster Bank, N.A.
 
 
 
 
 
 
 
 
Total risk-based capital
$
1,815,423

13.2
%
 
$
1,104,200

8.0
%
 
$
1,380,250

10.0
%
Tier 1 capital
1,658,466

12.0

 
552,100

4.0

 
828,150

6.0

Tier 1 leverage capital
1,658,466

8.3

 
800,063

4.0

 
1,000,079

5.0