Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2013

Loans and Leases Receivable Disclosure [Abstract]

Recorded Investment In Loans And Leases

The following tables summarize the recorded investment in loans and leases by portfolio segment:

	At December 31, 2013
(In thousands)	Residential		Consumer		Commercial		Commercial  Real Estate (1)		Equipment Financing		Total (2)
Recorded Investment:
Individually evaluated for impairment	$	142,871	$	52,179	$	52,199	$	105,046	$	210	$	352,505
Collectively evaluated for impairment	3,228,688		2,492,353		3,241,045		2,961,378		460,240		12,383,704
Recorded investment in loans and leases	3,371,559		2,544,532		3,293,244		3,066,424		460,450		12,736,209
Less: Accrued interest	10,134		7,844		10,393		8,062		—		36,433
Loans and leases	$	3,361,425	$	2,536,688	$	3,282,851	$	3,058,362	$	460,450	$	12,699,776

	At December 31, 2012
(In thousands)	Residential		Consumer		Commercial		Commercial  Real Estate (1)		Equipment Financing		Total (2)
Recorded Investment:
Individually evaluated for impairment	$	146,944	$	54,793	$	69,426	$	154,978	$	1,980	$	428,121
Collectively evaluated for impairment	3,155,051		2,584,169		2,843,760		2,635,624		417,331		11,635,935
Recorded investment in loans and leases	3,301,995		2,638,962		2,913,186		2,790,602		419,311		12,064,056
Less: Accrued interest	10,271		8,095		9,453		7,541		—		35,360
Loans and leases	$	3,291,724	$	2,630,867	$	2,903,733	$	2,783,061	$	419,311	$	12,028,696

(1) Includes certain loans individually evaluated for impairment, under the Company's loan policy, that were deemed not to be impaired at both December 31, 2013 and December 31, 2012.

(2) Loans and leases include net deferred fees and unamortized premiums of $13.3 million and $12.7 million at December 31, 2013 and December 31, 2012, respectively.

Summary Of Loan And Lease Portfolio Aging By Class Of Loan

The following tables summarize the aging of the recorded investment in loans and leases by portfolio class:

	At December 31, 2013
(In thousands)	30-59 Days Past Due and Accruing		60-89 Days Past Due and Accruing		> 90 Days Past Due and  Accruing		Non-accrual		Total Past Due and Non-accrual		Current		Loans and Leases
Residential:
1-4 family	$	11,721	$	6,476	$	—	$	81,133	$	99,330	$	3,226,077	$	3,325,407
Construction	—		363		—		387		750		45,402		46,152
Consumer:
Home equity	13,892		4,696		—		45,517		64,105		2,312,874		2,376,979
Liquidating-home equity	1,440		424		—		6,271		8,135		98,079		106,214
Other consumer	462		193		—		140		795		60,543		61,338
Commercial:
Commercial non-mortgage	3,208		984		4,305		10,946		19,443		2,712,870		2,732,313
Asset-based	—		—		—		—		—		560,931		560,931
Commercial real estate:
Commercial real estate	4,387		587		235		13,456		18,665		2,842,637		2,861,302
Commercial construction	—		—		—		49		49		183,313		183,362
Residential development	—		—		—		4,188		4,188		17,573		21,761
Equipment financing	299		63		—		1,141		1,503		458,947		460,450
Total	$	35,409	$	13,786	$	4,540	$	163,228	$	216,963	$	12,519,246	$	12,736,209

	At December 31, 2012
(In thousands)	30-59 Days Past Due and Accruing		60-89 Days Past Due and Accruing		> 90 Days Past Due and  Accruing		Non-accrual		Total Past Due and Non-accrual		Current		Loans and Leases
Residential:
1-4 family	$	16,955	$	8,250	$	—	$	94,853	$	120,058	$	3,142,220	$	3,262,278
Construction	—		360		—		823		1,183		38,535		39,718
Consumer:
Home equity	17,745		6,993		—		49,516		74,254		2,396,944		2,471,198
Liquidating-home equity	2,063		1,626		—		8,200		11,889		111,760		123,649
Other consumer	338		195		—		135		668		43,446		44,114
Commercial:
Commercial non-mortgage	2,248		552		347		17,547		20,694		2,386,775		2,407,469
Asset-based	—		—		—		—		—		505,717		505,717
Commercial real estate:
Commercial real estate	1,081		13,784		910		15,658		31,433		2,617,213		2,648,646
Commercial construction	—		—		—		49		49		114,097		114,146
Residential development	—		—		—		5,044		5,044		22,766		27,810
Equipment financing	1,593		333		—		3,325		5,251		414,060		419,311
Total	$	42,023	$	32,093	$	1,257	$	195,150	$	270,523	$	11,793,533	$	12,064,056

Allowance For Loan And Lease Losses By Portfolio Segment

Allowance for Loan and Lease Losses. The following tables summarize the ALLL by portfolio segment:

	At or for the year ended December 31, 2013
(In thousands)	Residential			Consumer			Commercial			Commercial Real Estate			Equipment Financing			Unallocated			Total
Allowance for loan and lease losses:
Balance, beginning of period	$	29,474		$	54,254		$	46,566		$	30,834		$	4,001		$	12,000		$	177,129
Provision (benefit) charged to expense	1,296			8,149			15,143			12,826			(2,855		)	(1,059		)	33,500
Losses charged off	(11,592		)	(29,037		)	(19,126		)	(15,425		)	(279		)	—			(75,459		)
Recoveries	1,402			6,185			5,123			1,648			3,045			—			17,403
Balance, end of period	$	20,580		$	39,551		$	47,706		$	29,883		$	3,912		$	10,941		$	152,573
Individually evaluated for impairment	$	10,535		$	4,595		$	1,878		$	3,445		$	—		$	—		$	20,453
Collectively evaluated for impairment	$	10,045		$	34,956		$	45,828		$	26,438		$	3,912		$	10,941		$	132,120

	At or for the year ended December 31, 2012
(In thousands)	Residential			Consumer			Commercial			Commercial Real Estate			Equipment Financing			Unallocated			Total
Allowance for loan and lease losses:
Balance, beginning of period	$	34,565		$	67,785		$	60,681		$	45,013		$	8,943		$	16,500		$	233,487
Provision (benefit) charged to expense	7,033			23,349			14,861			(6,495		)	(12,748		)	(4,500		)	21,500
Losses charged off	(12,927		)	(43,920		)	(35,793		)	(9,894		)	(1,668		)	—			(104,202		)
Recoveries	803			7,040			6,817			2,210			9,474			—			26,344
Balance, end of period	$	29,474		$	54,254		$	46,566		$	30,834		$	4,001		$	12,000		$	177,129
Individually evaluated for impairment	$	14,731		$	3,611		$	6,423		$	2,683		$	1		$	—		$	27,449
Collectively evaluated for impairment	$	14,743		$	50,643		$	40,143		$	28,151		$	4,000		$	12,000		$	149,680

	At or for the year ended December 31, 2011
(In thousands)	Residential			Consumer			Commercial			Commercial Real Estate			Equipment Financing			Unallocated			Total
Allowance for loan and lease losses:
Balance, beginning of period	$	30,792		$	95,071		$	74,470		$	77,695		$	21,637		$	22,000		$	321,665
Provision (benefit) charged to expense	14,364			20,262			20,868			(10,505		)	(16,989		)	(5,500		)	22,500
Losses charged off	(11,524		)	(52,997		)	(39,933		)	(22,721		)	(2,154		)	—			(129,329		)
Recoveries	933			5,449			5,276			544			6,449			—			18,651
Balance, end of period	$	34,565		$	67,785		$	60,681		$	45,013		$	8,943		$	16,500		$	233,487
Individually evaluated for impairment	$	19,367		$	5,167		$	12,996		$	9,071		$	4		$	—		$	46,605
Collectively evaluated for impairment	$	15,198		$	62,618		$	47,685		$	35,942		$	8,939		$	16,500		$	186,882

Impaired Loans And Leases By Class

Impaired Loans and Leases. The following tables summarize impaired loans and leases by portfolio class:

	At December 31, 2013
(In thousands)	Unpaid Principal Balance		Total Recorded Investment		Recorded Investment No Allowance		Recorded Investment With Allowance		Related Valuation Allowance
Residential:
1-4 family	$	157,915	$	142,869	$	23,987	$	118,882	$	10,534
Construction	446		2		1		1		—
Consumer:
Home equity	54,991		45,577		23,622		21,955		3,926
Liquidating - home equity	8,895		6,602		3,701		2,901		669
Commercial:
Commercial non-mortgage	59,279		52,199		23,138		29,061		1,878
Commercial real estate:
Commercial real estate	95,013		90,976		42,774		48,202		3,444
Commercial construction	—		—		—		—		—
Residential development	11,725		10,625		10,625		—		—
Equipment financing	249		210		210		—		—
Totals:
Residential	158,361		142,871		23,988		118,883		10,534
Consumer	63,886		52,179		27,323		24,856		4,595
Commercial	59,279		52,199		23,138		29,061		1,878
Commercial real estate	106,738		101,601		53,399		48,202		3,444
Equipment financing	249		210		210		—		—
Total	$	388,513	$	349,060	$	128,058	$	221,002	$	20,451

	At December 31, 2012
(In thousands)	Unpaid Principal Balance		Total Recorded Investment		Recorded Investment No Allowance		Recorded Investment With Allowance		Related Valuation Allowance
Residential:
1-4 family	$	160,490	$	146,683	$	24,267	$	122,416	$	14,726
Construction	446		261		156		105		5
Consumer:
Home equity	56,815		47,755		23,967		23,788		2,960
Liquidating - home equity	11,788		7,038		3,663		3,375		651
Commercial:
Commercial non-mortgage	90,627		69,426		21,942		47,484		6,423
Commercial real estate:
Commercial real estate	123,861		121,193		65,212		55,981		2,572
Commercial construction	7,177		7,185		7,185		—		—
Residential development	13,444		12,771		5,029		7,742		111
Equipment financing	2,357		1,980		1,781		199		1
Totals:
Residential	160,936		146,944		24,423		122,521		14,731
Consumer	68,603		54,793		27,630		27,163		3,611
Commercial	90,627		69,426		21,942		47,484		6,423
Commercial real estate	144,482		141,149		77,426		63,723		2,683
Equipment financing	2,357		1,980		1,781		199		1
Total	$	467,005	$	414,292	$	153,202	$	261,090	$	27,449

Interest Income From Impaired Loans And Leases, By Class

The following table summarizes the average recorded investment and interest income recognized for impaired loans and leases by portfolio class:

	Years ended December 31,
	2013						2012						2011
(In thousands)	Average Recorded Investment		Accrued Interest Income		Cash Basis Interest Income		Average Recorded Investment		Accrued Interest Income		Cash Basis Interest Income		Average Recorded Investment		Accrued Interest Income		Cash Basis Interest Income
Residential:
1-4 family	$	144,776	$	4,117	$	1,952	$	140,931	$	4,490	$	1,148	$	128,846	$	3,902	$	1,268
Construction	132		2		2		197		4		2		67		7		1
Consumer:
Home equity	46,666		852		1,409		39,454		1,349		461		28,909		1,062		372
Liquidating - home equity	6,820		151		315		6,253		272		86		5,477		237		112
Other consumer	—		—		—		4		—		—		7		—		—
Commercial:
Commercial non-mortgage	60,813		2,889		—		87,393		3,852		—		120,152		4,529		—
Asset-based	—		—		—		929		—		—		7,833		251		—
Commercial real estate:
Commercial real estate	106,085		4,476		—		155,384		4,847		—		184,856		6,499		—
Commercial construction	3,593		249		—		7,279		285		—		21,835		887		—
Residential development	11,698		371		—		14,336		345		—		23,832		527		—
Equipment financing	1,095		22		—		2,624		45		—		10,373		78		—
Totals:
Residential	144,908		4,119		1,954		141,128		4,494		1,150		128,913		3,909		1,269
Consumer	53,486		1,003		1,724		45,711		1,621		547		34,393		1,299		484
Commercial	60,813		2,889		—		88,322		3,852		—		127,985		4,780		—
Commercial real estate	121,376		5,096		—		176,999		5,477		—		230,523		7,913		—
Equipment financing	1,095		22		—		2,624		45		—		10,373		78		—
Total	$	381,678	$	13,129	$	3,678	$	454,784	$	15,489	$	1,697	$	532,187	$	17,979	$	1,753

Summary Of The Recorded Investment Of Company's TDRs

The following table summarizes information for the Company’s TDRs:

(In thousands)	At December 31, 2013			At December 31, 2012
Recorded investment of TDRs:
Accrual status	$	238,926		$	288,578
Non-accrual status	102,972			115,583
Total recorded investment of TDRs	$	341,898		$	404,161
Accruing TDRs performing under modified terms more than one year	58.2		%	60.2		%
Specific reserves for TDRs included in the balance of allowance for loan and lease losses	$	20,360		$	27,317
Additional funds committed to borrowers in TDR status (1)	1,262			3,263

(1) This amount may be limited by contractual rights and/or the underlying collateral supporting the loan or lease.

Loans And Leases Modified As TDRs

The following table provides information on loans and leases modified as TDRs:

	Years ended December 31,
	2013							2012							2011
	Number of Loans and Leases	Pre- Modification Recorded Investment						Number of Loans and Leases	Pre- Modification Recorded Investment						Number of Loans and Leases	Pre- Modification Recorded Investment
				Post-Modification							Post-Modification							Post-Modification
(Dollars in thousands)				Recorded Investment		Coupon Rate					Recorded Investment		Coupon Rate					Recorded Investment		Coupon Rate
Residential:
1-4 family	124	$	25,833	$	25,833	4.0	%	197	$	32,974	$	32,974	4.4	%	137	$	31,939	31,939		4.1	%
Construction	—	—		—		—		2	263		263		6.6		—	—		—		—
Consumer:
Home equity	120	6,370		6,370		4.5		526	26,569		26,569		5.0		106	9,422		9,422		4.3
Liquidating - home equity	22	703		703		5.3		123	5,693		5,693		5.6		26	1,428		1,428		5.4
Commercial:
Commercial non-mortgage	29	13,265		13,265		6.5		37	22,699		22,699		6.3		48	45,507		45,507		6.4
Asset-based	—	—		—		—		—	—		—		—		3	2,563		2,563		5.2
Commercial real estate:
Commercial real estate	6	12,121		12,121		2.8		10	25,855		25,855		2.8		21	47,544		47,544		4.1
Commercial construction	—	—		—		—		—	—		—		—		1	10,100		10,100		3.0
Residential development	4	3,762		3,762		5.3		6	896		896		5.3		2	719		719		5.3
Equipment financing	—	—		—		—		8	590		590		6.7		2	216		216		7.9
Total	305	$	62,054	$	62,054	4.5	%	909	$	115,539	$	115,539	4.6	%	346	$	149,438	$	149,438	4.8	%

Information On How Loans And Leases Were Modified As TDRs

The following table provides information on how loans and leases were modified as TDRs:

	Years ended December 31,
	2013								2012								2011
(In thousands)	Extended Maturity		Adjusted Interest Rates		Rate and Maturity		Other		Extended Maturity		Adjusted Interest Rates		Rate and Maturity		Other		Extended Maturity		Adjusted Interest Rates		Rate and Maturity		Other
Residential:
1-4 family	$	5,238	$	2,777	$	8,301	$	9,517	$	2,067	$	2,707	$	7,811	$	20,389	$	8,332	$	2,706	$	18,766	$	2,135
Construction	—		—		—		—		—		—		104		159		—		—		—		—
Consumer:
Home equity	963		154		1,500		3,753		1,079		224		1,380		23,886		4,760		—		4,187		475
Liquidating - home equity	201		—		7		495		35		—		—		5,658		631		—		797		—
Commercial:
Commercial non-mortgage	7,527		—		1,122		4,616		816		—		1,162		20,721		5,607		3,217		301		36,382
Asset-based	—		—		—		—		—		—		—		—		—		—		2,563		—
Commercial real estate:
Commercial real estate	38		—		12,015		68		2,112		—		1,792		21,951		18,424		5,996		539		22,585
Commercial construction	—		—		—		—		—		—		—		—		—		—		—		10,100
Residential development	189		—		3,573		—		319		—		577		—		—		—		—		719
Equipment financing	—		—		—		—		142		—		288		160		—		216		—		—
Total	$	14,156	$	2,931	$	26,518	$	18,449	$	6,570	$	2,931	$	13,114	$	92,924	$	37,754	$	12,135	$	27,153	$	72,396

Loans And Leases Modified as TDR Within Previous Twelve Months and For Which There Was A Payment Default in Period

The following table provides information on loans and leases modified as TDRs within the previous 12 months and for which there was a payment default during the year:

	Years ended December 31,
	2013			2012			2011
(Dollars in thousands)	Number of Loans and Leases	Recorded Investment		Number of Loans and Leases	Recorded Investment		Number of Loans and Leases	Recorded Investment
Residential:
1-4 family	9	$	1,202	2	$	847	9	$	1,625
Consumer:
Home equity	4	339		—	—		8	1,195
Liquidating - home equity	—	—		—	—		2	108
Commercial:
Commercial non-mortgage	1	47		—	—		3	804
Asset-based	—	—		—	—		2	522
Commercial real estate:
Commercial real estate	—	—		—	—		3	1,371
Total	14	$	1,588	2	$	847	27	$	5,625

Commercial, Commercial Real Estate and Equipment Financing Loans and TDRs Segregated by Risk Rating Exposure

The recorded investment in commercial and commercial real estate loans and equipment financing leases segregated by risk rating exposure is as follows:

	Commercial				Commercial Real Estate				Equipment Financing
(In thousands)	At December 31,				At December 31,				At December 31,
	2013		2012		2013		2012		2013		2012
(1) - (6) Pass	$	3,091,154	$	2,701,061	$	2,947,116	$	2,588,987	$	437,033	$	381,304
(7) Special Mention	87,451		43,856		20,901		56,023		7,979		12,893
(8) Substandard	114,199		167,485		97,822		143,904		15,438		25,114
(9) Doubtful	440		784		585		1,688		—		—
(10) Loss	—		—		—		—		—		—
Total	$	3,293,244	$	2,913,186	$	3,066,424	$	2,790,602	$	460,450	$	419,311

The recorded investment in commercial and commercial real estate loan and equipment financing TDRs segregated by risk rating exposure is as follows:

	At December 31,
(In thousands)	2013		2012
(1) - (6) Pass	$	55,973	$	56,661
(7) Special Mention	—		—
(8) Substandard	90,461		143,903
(9) Doubtful	414		1,860
(10) Loss	—		—
Total	$	146,848	$	202,424