Business Segments (Tables)

9 Months Ended

Sep. 30, 2013

Segment Reporting [Abstract]

Operating Results And Total Assets Reportable Segments

The following tables present the results for Webster’s business segments and incorporate the allocation of the provision for loan and lease losses and income tax expense to each of Webster’s business segments for the periods presented:

	Three months ended September 30, 2013
(In thousands)	Commercial Banking		Community Banking		Other		Total Business Segments		Corporate and Reconciling			Consolidated Total
Net interest income (loss)	$	56,430	$	87,949	$	10,733	$	155,112	$	(5,125	)	$	149,987
Provision (benefit) for loan and lease losses	7,032		3,570		22		10,624		(2,124		)	8,500
Net interest income (loss) after provision for loan and lease losses	49,398		84,379		10,711		144,488		(3,001		)	141,487
Non-interest income	8,818		25,387		8,083		42,288		3,969			46,257
Non-interest expense	24,647		82,748		11,913		119,308		2,973			122,281
Income before income tax expense	33,569		27,018		6,881		67,468		(2,005		)	65,463
Income tax expense (benefit)	9,347		7,504		1,941		18,792		(634		)	18,158
Net income (loss)	$	24,222	$	19,514	$	4,940	$	48,676	$	(1,371	)	$	47,305

	Three months ended September 30, 2012(a)
(In thousands)	Commercial Banking			Community Banking		Other			Total Business Segments		Corporate and Reconciling		Consolidated Total
Net interest income	$	48,127		$	86,263	$	8,526		$	142,916	$	1,974	$	144,890
(Benefit) provision for loan and lease losses	(5,540		)	9,709		(328		)	3,841		1,159		5,000
Net interest income after provision for loan and lease losses	53,667			76,554		8,854			139,075		815		139,890
Non-interest income	7,191			30,312		7,139			44,642		3,837		48,479
Non-interest expense	24,823			84,408		10,965			120,196		3,691		123,887
Income before income tax expense	36,035			22,458		5,028			63,521		961		64,482
Income tax expense	10,893			6,788		1,520			19,201		288		19,489
Net income	$	25,142		$	15,670	$	3,508		$	44,320	$	673	$	44,993

(a) Reclassified to conform to the 2013 presentation.

	Nine months ended September 30, 2013
(In thousands)	Commercial Banking		Community Banking		Other		Total Business Segments		Corporate and Reconciling			Consolidated Total
Net interest income (loss)	$	161,008	$	259,037	$	30,008	$	450,053	$	(7,209	)	$	442,844
Provision (benefit) for loan and lease losses	11,449		15,816		72		27,337		(2,837		)	24,500
Net interest income (loss) after provision for loan and lease losses	149,559		243,221		29,936		422,716		(4,372		)	418,344
Non-interest income	20,537		87,654		24,579		132,770		14,016			146,786
Non-interest expense	74,068		251,759		37,112		362,939		8,481			371,420
Income before income tax expense	96,028		79,116		17,403		192,547		1,163			193,710
Income tax expense	28,710		23,654		5,203		57,567		348			57,915
Net income	$	67,318	$	55,462	$	12,200	$	134,980	$	815		$	135,795

	Nine months ended September 30, 2012(a)
(In thousands)	Commercial Banking			Community Banking		Other			Total Business Segments		Corporate and Reconciling		Consolidated Total
Net interest income	$	137,610		$	255,878	$	24,824		$	418,312	$	14,324	$	432,636
(Benefit) provision for loan and lease losses	(10,979		)	20,847		(668		)	9,200		4,800		14,000
Net interest income after provision for loan and lease losses	148,589			235,031		25,492			409,112		9,524		418,636
Non-interest income	21,365			84,385		21,553			127,303		12,515		139,818
Non-interest expense	74,320			257,292		33,193			364,805		14,074		378,879
Income before income tax expense	95,634			62,124		13,852			171,610		7,965		179,575
Income tax expense	28,973			18,821		4,197			51,991		2,413		54,404
Net income	$	66,661		$	43,303	$	9,655		$	119,619	$	5,552	$	125,171

(a) Reclassified to conform to the 2013 presentation.

	Total Assets
(In thousands)	Commercial Banking		Community Banking		Other		Total Business Segments		Corporate and Reconciling		Consolidated Total
At September 30, 2013	$	5,517,704	$	7,703,557	$	326,049	$	13,547,310	$	7,062,244	$	20,609,554
At December 31, 2012	$	5,113,898	$	7,708,159	$	282,414	$	13,104,471	$	7,042,294	$	20,146,765