Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2012

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Depreciation of premises and equipment is accumulated on a straight-line basis over the estimated useful lives, as follows:



Buildings and improvements	5-20 years
Leasehold improvements	5-20 years (or term of lease, if shorter)
Fixtures and equipment	3-5 years
Data processing and software	3 years

A summary of premises and equipment, net follows:



	At December 31,
(In thousands)	2012			2011
Land	$	15,281		$	15,331
Buildings and improvements	95,775			98,906
Leasehold improvements	73,253			71,159
Fixtures and equipment	69,530			66,222
Data processing and software	162,833			153,282
Total premises and equipment	416,672			404,900
Less accumulated depreciation and amortization	(282,110		)	(257,521		)
Premises and equipment, net	$	134,562		$	147,379

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

+ References+ Details