The following tables present the results for Webster’s business segments for the three and nine months ended September 30, 2012 and 2011 and incorporate the allocation of the provision for loan and lease losses and income tax expense to each of Webster’s business segments for the periods then ended:



	Three months ended September 30, 2012
(In thousands)	Commercial Banking			Retail Banking		Consumer Finance		Other			Total Business Segments		Corporate and Reconciling		Consolidated Total
Net interest income	$	48,127		$	59,639	$	26,661	$	8,526		$	142,953	$	1,937	$	144,890
(Benefit) provision for loan and lease losses	(5,540		)	1,019		8,690		(328		)	3,841		1,159		5,000
Net interest income after provision for loan and lease losses	53,667			58,620		17,971		8,854			139,112		778		139,890
Non-interest income	7,191			23,098		7,214		7,139			44,642		3,837		48,479
Non-interest expense	24,935			66,076		18,377		10,993			120,381		3,506		123,887
Income from continuing operations before income taxes	35,923			15,642		6,808		5,000			63,373		1,109		64,482
Income tax expense	10,859			4,731		2,055		1,512			19,157		332		19,489
Net income attributable to Webster Financial Corporation	$	25,064		$	10,911	$	4,753	$	3,488		$	44,216	$	777	$	44,993



	Three months ended September 30, 2011
(In thousands)	Commercial Banking			Retail Banking		Consumer Finance			Other		Total Business Segments		Corporate and Reconciling			Consolidated Total
Net interest income	$	43,511		$	60,301	$	26,459		$	6,678	$	136,949	$	4,736		$	141,685
(Benefit) provision for loan and lease losses	(6,989		)	5,912		12,026			245		11,194		(6,194		)	5,000
Net interest income after provision for loan and lease losses	50,500			54,389		14,433			6,433		125,755		10,930			136,685
Non-interest income	5,838			26,226		2,907			5,960		40,931		3,760			44,691
Non-interest expense	24,216			68,253		18,648			9,900		121,017		2,201			123,218
Income (loss) from continuing operations before income taxes	32,122			12,362		(1,308		)	2,493		45,669		12,489			58,158
Income tax expense (benefit)	8,852			3,437		(438		)	684		12,535		3,392			15,927
Income (loss) from continuing operations	23,270			8,925		(870		)	1,809		33,134		9,097			42,231
Income from discontinued operations	—			—		—			—		—		—			—
Income (loss) before noncontrolling interests	23,270			8,925		(870		)	1,809		33,134		9,097			42,231
Less: Net loss attributable to noncontrolling interests	—			—		—			—		—		—			—
Net income (loss) attributable to Webster Financial Corporation	$	23,270		$	8,925	$	(870	)	$	1,809	$	33,134	$	9,097		$	42,231



	Nine months ended September 30, 2012
(In thousands)	Commercial Banking			Retail Banking		Consumer Finance		Other			Total Business Segments		Corporate and Reconciling		Consolidated Total
Net interest income	$	137,610		$	175,258	$	80,735	$	24,824		$	418,427	$	14,209	$	432,636
(Benefit) provision for loan and lease losses	(10,979		)	3,163		17,684		(668		)	9,200		4,800		14,000
Net interest income after provision for loan and lease losses	148,589			172,095		63,051		25,492			409,227		9,409		418,636
Non-interest income	21,365			67,292		17,093		21,553			127,303		12,515		139,818
Non-interest expense	74,662			201,809		55,623		33,275			365,369		13,510		378,879
Income from continuing operations before income taxes	95,292			37,578		24,521		13,770			171,161		8,414		179,575
Income tax expense	28,870			11,385		7,429		4,172			51,856		2,548		54,404
Net income attributable to Webster Financial Corporation	$	66,422		$	26,193	$	17,092	$	9,598		$	119,305	$	5,866	$	125,171



	Nine months ended September 30, 2011
(In thousands)	Commercial Banking			Retail Banking		Consumer Finance			Other		Total Business Segments			Corporate and Reconciling			Consolidated Total
Net interest income	$	124,810		$	171,706	$	80,729		$	18,352	$	395,597		$	27,162		$	422,759
(Benefit) provision for loan and lease losses	(14,230		)	12,936		25,445			11		24,162			(4,162		)	20,000
Net interest income after provision for loan and lease losses	139,040			158,770		55,284			18,341		371,435			31,324			402,759
Non-interest income	18,527			76,864		7,096			17,847		120,334			14,462			134,796
Non-interest expense	79,195			208,866		56,768			29,758		374,587			9,817			384,404
Income from continuing operations before income taxes	78,372			26,768		5,612			6,430		117,182			35,969			153,151
Income tax expense	22,594			7,717		1,618			1,854		33,783			10,369			44,152
Income from continuing operations	55,778			19,051		3,994			4,576		83,399			25,600			108,999
Income from discontinued operations	—			—		—			—		—			1,995			1,995
Income before noncontrolling interests	55,778			19,051		3,994			4,576		83,399			27,595			110,994
Less: Net loss attributable to noncontrolling interests	—			—		(1		)	—		(1		)	—			(1		)
Net income attributable to Webster Financial Corporation	$	55,778		$	19,051	$	3,995		$	4,576	$	83,400		$	27,595		$	110,995



	Total Assets
(In thousands)	Commercial Banking		Retail Banking		Consumer Finance		Other		Total Business Segments		Corporate and Reconciling		Consolidated Total
At September 30, 2012	$	4,819,511	$	1,604,029	$	5,957,594	$	273,214	$	12,654,348	$	7,075,314	$	19,729,662
At December 31, 2011	$	4,359,405	$	1,546,457	$	5,869,028	$	245,554	$	12,020,444	$	6,693,896	$	18,714,340