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      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0000801019</cik>
          <ccc>XXXXXXXX</ccc>
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      <flags>
        <overrideInternetFlag>false</overrideInternetFlag>
        <confirmingCopyFlag>false</confirmingCopyFlag>
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    <generalInfo reportEndingPeriod="2025-12-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT A</registrantFullName>
      <investmentCompFileNo>811-04834</investmentCompFileNo>
      <registrantCik>0000801019</registrantCik>
      <registrantLei>5493001C8YV3H4NXLU56</registrantLei>
      <registrantstreet1>200 Berkeley Street</registrantstreet1>
      <registrantcity>Boston</registrantcity>
      <registrantzipCode>02116-5010</registrantzipCode>
      <registrantstate>US-MA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>6175726000</registrantphoneNumber>
      <websites>
        <website webpage="www.johnhancock.com"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Dawn Mota</officeName>
          <officeAddress1>200 Berkeley St.</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02116-5010</officeRecordsZipCode>
          <officePhone>6175721451</officePhone>
          <booksRecordsDesc>Separate Account Financial Statements</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
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      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <isRegistrantFamilyInvComp>N</isRegistrantFamilyInvComp>
      <registrantClassificationType>N-6</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>William Keyes</ccoName>
          <crdNumber>004337879</crdNumber>
          <ccoStreet1>200 Berkeley St.</ccoStreet1>
          <ccoCity>Boston</ccoCity>
          <ccoStateCountry ccoState="US-MA" ccoCountry="US"/>
          <ccoZipCode>02116-5010</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>Y</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="N/A" ccoEmployerId="N/A"/>
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      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <releaseNumbers isExemptionFromAct="Y">
        <releaseNumberInfo releaseNumber="IC-34199"/>
        <releaseNumberInfo releaseNumber="IC-28081"/>
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      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>John Hancock Distributors LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-15826</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000005249</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderwriterRssdId>N/A</principalUnderwriterRssdId>
          <principalUnderWriterStateCountry principalUnderWriterState="US-DE" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
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      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Ernst &amp; Young LLP</publicAccountantName>
          <pcaobNumber>00042</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantRssdId>N/A</publicAccountantRssdId>
          <publicAccountantStateCountry publicAccountantState="US-NY" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
    </registrantInfo>
    <unitInvestmentTrust>
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        <depositor>
          <depositorName>John Hancock Life Insurance Company (U.S.A.)</depositorName>
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          <depositorRssdId>N/A</depositorRssdId>
          <depositorStateCountry depositorState="US-MI" depositorCountry="US"/>
          <depositorUltimateParentname>Manulife Financial Corporation</depositorUltimateParentname>
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      <uitAdmins>
        <uitAdmin>
          <uitAdminName>John Hancock Life Insurance Company (U.S.A.)</uitAdminName>
          <uitAdminLei>QQ0OZ8J9C4B5QT1XDG31</uitAdminLei>
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      </uitAdmins>
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      <isRule6C7Reliance>N</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
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    <signature registrantSignedName="JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT A" signedDate="2026-03-11" signature="/s/Dawn Mota, CPA" title="AVP Finance"/>
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</edgarSubmission>
