Consolidated Balance Sheets - USD ($)	Sep. 30, 2025	Dec. 31, 2024
Fixed maturities
Held to maturity, at amortized cost (net of allowance for expected credit losses of $1,272,622 and $1,388,240)	$ 761,409,462	$ 705,713,916
Available for sale, at fair value	642,657,930	617,891,862
Equity securities, at fair value	43,637,074	36,807,810
Short-term investments, at cost, which approximates fair value	37,432,420	24,558,744
Total investments	1,485,136,886	1,384,972,332
Cash	38,571,476	52,925,931
Accrued investment income	11,459,164	10,361,959
Premiums receivable	192,896,079	181,106,519
Reinsurance receivable (net of allowance for expected credit losses of $340,757 and $391,432)	403,763,714	420,741,855
Deferred policy acquisition costs	73,423,403	73,346,967
Deferred tax asset, net	14,002,759	18,769,861
Prepaid reinsurance premiums	180,412,938	176,161,872
Property and equipment, net	2,366,252	2,479,183
Accounts receivable - securities	0	24,924
Federal income taxes recoverable	4,403,466	0
Due from affiliate	8,647,871	8,410,090
Goodwill	5,625,354	5,625,354
Other intangible assets	958,010	958,010
Other	9,918	147,126
Total assets	2,421,677,290	2,336,031,983
Liabilities
Losses and loss expenses	1,114,301,536	1,120,985,050
Unearned premiums	622,948,885	612,476,068
Accrued expenses	2,500,859	2,916,705
Reinsurance balances payable	2,912,424	4,345,426
Borrowings under lines of credit	35,000,000	35,000,000
Cash dividends declared to stockholders	0	6,031,078
Federal income taxes payable	0	356,103
Accounts payable - securities	7,975,071	0
Other	8,596,657	8,145,422
Total liabilities	1,794,235,432	1,790,255,852
Stockholders’ Equity
Preferred stock, $.01 par value, authorized 2,000,000 shares; none issued	0	0
Additional paid-in capital	386,550,965	369,679,946
Accumulated other comprehensive loss	(12,083,931)	(28,200,481)
Retained earnings	293,804,314	245,136,987
Treasury stock, at cost	(41,226,357)	(41,226,357)
Total stockholders’ equity	627,441,858	545,776,131
Total liabilities and stockholders’ equity	2,421,677,290	2,336,031,983
Class A Common Stock [Member]
Stockholders’ Equity
Common stock	340,375	329,544
Class B Common Stock [Member]
Stockholders’ Equity
Common stock	$ 56,492	$ 56,492