Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jan. 31, 2026	Jan. 31, 2025	Jan. 31, 2026	Jan. 31, 2025
Revenues:
Sales	$ 222,623	$ 263,484	$ 785,176	$ 836,506
Interest and other income	64,169	62,242	193,500	184,252
Total revenues	286,792	325,726	978,676	1,020,758
Costs and expenses:
Cost of sales	142,864	169,374	496,960	529,159
Selling, general and administrative	51,507	46,460	160,517	140,578
Provision for credit losses	105,207	86,652	327,317	281,597
Interest expense	21,775	16,923	54,502	53,277
Depreciation and amortization	2,040	1,890	6,281	5,700
Loss on extinguishment of debt	0	0	4,476	0
Loss on disposal of property and equipment	120	37	229	124
Total costs and expenses	323,513	321,336	1,050,282	1,010,435
(Loss) income before taxes	(36,721)	4,390	(71,606)	10,323
Provision for income taxes	39,982	1,228	33,305	3,026
Net (loss) income	(76,703)	3,162	(104,911)	7,297
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)	(30)	(30)
Net loss attributable to common stockholders, basic	(76,713)	3,152	(104,941)	7,267
Net loss attributable to common stockholders, diluted	$ (76,713)	$ 3,152	$ (104,941)	$ 7,267
(Loss) earnings per share:
Basic (in dollars per share)	$ (9.25)	$ 0.38	$ (12.67)	$ 0.96
Diluted (in dollars per share)	$ (9.25)	$ 0.37	$ (12.67)	$ 0.94
Weighted average number of shares used in calculation:
Basic (in shares)	8,297,438	8,256,681	8,284,869	7,600,470
Diluted (in shares)	8,297,438	8,413,088	8,284,869	7,753,654