Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jan. 31, 2026	Apr. 30, 2025
Assets:
Cash and cash equivalents	$ 117,910	$ 9,808
Restricted cash	119,067	114,729
Accrued interest on finance receivables	7,477	7,432
Finance receivables, net of allowance for credit losses of $347,565 and $323,100	1,114,672	1,180,673
Inventory	101,178	112,229
Income tax receivable, net	4,179	0
Prepaid expenses and other assets	35,607	38,082
Right-of-use asset	54,780	63,825
Goodwill	22,774	22,802
Property and equipment, net	49,149	56,894
Total Assets	1,626,793	1,606,474
Liabilities:
Accounts payable	19,013	34,980
Accrued liabilities	38,563	35,949
Income tax payable, net	0	1,451
Deferred income tax liabilities, net	37,013	7,146
Lease liability	60,034	67,002
Non-recourse notes payable, net	628,324	572,010
Senior secured note payable, net	263,836	0
Revolving line of credit, net	0	204,769
Total liabilities	1,146,976	1,036,552
Commitments and contingencies (Note K)
Mezzanine equity:
Mandatorily redeemable preferred stock	400	400
Equity:
Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,654,558 and 15,605,818 issued at January 31, 2026 and April 30, 2025, respectively, of which 8,302,450 and 8,263,280 were outstanding at January 31, 2026 and April 30, 2025, respectively	157	156
Additional paid-in capital	210,360	195,225
Retained earnings	567,320	672,261
Less: Treasury stock, at cost, 7,352,108 and 7,342,538 shares at January 31, 2026 and April 30, 2025, respectively	(298,520)	(298,220)
Total stockholders' equity	479,317	569,422
Non-controlling interest	100	100
Total equity	479,417	569,522
Total Liabilities, Mezzanine Equity and Equity	1,626,793	1,606,474
Deferred accident protection plan revenue
Liabilities:
Deferred revenue	47,140	51,458
Deferred service contract revenue
Liabilities:
Deferred revenue	$ 53,053	$ 61,787