XML 53 R43.htm IDEA: XBRL DOCUMENT v3.25.3
Finance Receivables, Net - Summary of Changes in the Finance Receivables Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Oct. 31, 2025
Oct. 31, 2024
Oct. 31, 2025
Oct. 31, 2024
Receivables [Abstract]        
Balance at beginning of period     $ 323,100 $ 331,260
Provision for credit losses $ 119,074 $ 99,522 222,109 194,945
Charge-offs     (269,427) (250,057)
Recovered collateral     63,045 60,545
Balance at end of period $ 338,827 $ 336,693 $ 338,827 $ 336,693