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Finance Receivables, Net - Additional Information (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Oct. 31, 2025
USD ($)
class
loanPool
Oct. 31, 2024
USD ($)
Oct. 31, 2025
USD ($)
class
loanPool
Oct. 31, 2024
USD ($)
Jul. 31, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Number of loan classes | class 1   1    
Number of loan pools | loanPool 2   2    
Amounts recovered from previously written-off accounts     $ 2,100 $ 1,800  
Financing receivable, allowance for credit loss to outstanding (in percent) 24.19%   24.19%   23.35%
Provision for credit losses resulting benefit from increase (decrease) $ 12,700        
Increase in total dollars collected per active customer (in percent)     3.70%    
Collections of average financing receivables (percent)     0.20%    
Contract modifications, principal amount 199,908 $ 200,722 $ 302,884 311,519  
Contract modifications, charge off in period following modification $ 6,300 $ 4,600 40,200 36,300  
Average originating contract term (in months) (Month) 44 months 18 days 44 months 9 days      
Portfolio weighted average contract term, including modifications (in months) 48 months 15 days 48 months 6 days      
Term extension          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Contract modifications, principal amount $ 196,358 $ 196,894 $ 296,522 $ 305,028  
Weighted average term increase from modification 1 month 12 days 1 month 15 days 1 month 18 days 1 month 24 days  
Combination          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Contract modifications, principal amount $ 3,550 $ 3,828 $ 6,362 $ 6,491  
Weighted average term increase from modification 7 months 9 days 8 months 9 days 8 months 3 days 8 months 21 days  
Weighted average interest rate 8.74% 7.75% 8.56% 7.76%  
Minimum          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Fixed interest rate (in percent)     12.99%    
Payments over period (in months)     18 months    
Maximum          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Fixed interest rate (in percent)     23.00%    
Payments over period (in months)     79 months