Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2025	Oct. 31, 2024	Oct. 31, 2025	Oct. 31, 2024
Revenues:
Sales	$ 286,313	$ 285,774	$ 562,553	$ 573,022
Interest and other income	63,879	61,495	128,729	122,010
Total revenues	350,192	347,269	691,282	695,032
Costs and expenses:
Cost of sales	179,016	173,215	354,096	359,785
Selling, general and administrative	57,222	47,407	108,409	94,118
Provision for credit losses	119,074	99,522	222,109	194,945
Interest expense	15,685	18,042	32,727	36,354
Depreciation and amortization	2,102	1,926	4,241	3,810
Loss on extinguishment of debt	4,476	0	4,476	0
Loss on disposal of property and equipment	100	41	109	87
Total costs and expenses	377,675	340,153	726,167	689,099
(Loss) income before taxes	(27,483)	7,116	(34,885)	5,933
(Benefit) provision for income taxes	(5,011)	2,017	(6,677)	1,798
Net (loss) income	(22,472)	5,099	(28,208)	4,135
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)	(20)	(20)
Net loss attributable to common stockholders, basic	(22,482)	5,089	(28,228)	4,115
Net loss attributable to common stockholders, diluted	$ (22,482)	$ 5,089	$ (28,228)	$ 4,115
(Loss) earnings per share:
Basic (in dollars per share)	$ (2.71)	$ 0.62	$ (3.41)	$ 0.57
Diluted (in dollars per share)	$ (2.71)	$ 0.61	$ (3.41)	$ 0.55
Weighted average number of shares used in calculation:
Basic (in shares)	8,283,116	8,147,971	8,278,585	7,272,364
Diluted (in shares)	8,283,116	8,292,459	8,278,585	7,423,936