Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Oct. 31, 2025	Apr. 30, 2025
Assets:
Cash and cash equivalents	$ 122,362	$ 9,808
Restricted cash	128,609	114,729
Accrued interest on finance receivables	7,522	7,432
Finance receivables, net of allowance for credit losses of $338,827 and $323,100	1,172,025	1,180,673
Inventory	104,751	112,229
Income tax receivable, net	7,704	0
Prepaid expenses and other assets	37,233	38,082
Right-of-use asset	61,501	63,825
Goodwill	23,685	22,802
Property and equipment, net	52,528	56,894
Total Assets	1,717,920	1,606,474
Liabilities:
Accounts payable	45,549	34,980
Accrued liabilities	36,750	35,949
Income tax payable, net	0	1,451
Deferred income tax liabilities, net	7,754	7,146
Lease liability	65,820	67,002
Non-recourse notes payable, net	635,034	572,010
Senior secured note payable, net	261,912	0
Revolving line of credit, net	0	204,769
Total liabilities	1,162,394	1,036,552
Commitments and contingencies (Note K)
Mezzanine equity:
Mandatorily redeemable preferred stock	400	400
Equity:
Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,645,710 and 15,605,818 issued at October 31, 2025 and April 30, 2025, respectively, of which 8,294,520 and 8,263,280 were outstanding at October 31, 2025 and April 30, 2025, respectively	156	156
Additional paid-in capital	209,333	195,225
Retained earnings	644,033	672,261
Less: Treasury stock, at cost, 7,351,190 and 7,342,538 shares at October 31, 2025 and April 30, 2025, respectively	(298,496)	(298,220)
Total stockholders' equity	555,026	569,422
Non-controlling interest	100	100
Total equity	555,126	569,522
Total Liabilities, Mezzanine Equity and Equity	1,717,920	1,606,474
Deferred accident protection plan revenue
Liabilities:
Deferred revenue	50,320	51,458
Deferred service contract revenue
Liabilities:
Deferred revenue	$ 59,255	$ 61,787