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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Apr. 30, 2025
Apr. 30, 2024
Apr. 30, 2023
Revenues:      
Sales $ 1,146,208 $ 1,160,798 $ 1,204,194
Interest and other income 244,724 233,096 196,219
Total revenues 1,390,932 1,393,894 1,400,413
Costs and expenses:      
Cost of sales 726,055 758,546 800,788
Selling, general and administrative 188,921 179,421 176,696
Provision for credit losses 374,559 423,406 352,860
Interest expense 70,650 65,348 38,312
Depreciation and amortization 7,647 6,871 5,602
Loss on disposal of property and equipment 299 437 361
Total costs and expenses 1,368,131 1,434,029 1,374,619
Income (loss) before income taxes 22,801 (40,135) 25,794
Provision (benefit) for income taxes 4,869 (8,742) 5,362
Net income (loss) 17,932 (31,393) 20,432
Less: Dividends on mandatorily redeemable preferred stock 40 40 40
Net income (loss) attributable to common stockholders, basic 17,892 (31,433) 20,392
Net income (loss) attributable to common stockholders, diluted $ 17,892 $ (31,433) $ 20,392
Earnings per share:      
Basic (in dollars per share) $ 2.38 $ (4.92) $ 3.20
Diluted (in dollars per share) $ 2.33 $ (4.92) $ 3.11
Weighted average number of shares outstanding:      
Basic (in shares) 7,524,770 6,388,537 6,371,229
Diluted (in shares) 7,681,590 6,388,537 6,566,896