Consolidated Balance Sheets - USD ($) $ in Thousands	Apr. 30, 2025	Apr. 30, 2024
Assets:
Cash and cash equivalents	$ 9,808	$ 5,522
Restricted cash	114,729	88,925
Accrued interest on finance receivables	7,432	6,907
Finance receivables, net of allowance for credit losses of $323,100 and $331,260	1,180,673	1,098,591
Inventory	112,229	107,470
Income tax receivable, net	0	2,958
Prepaid expenses and other assets	38,082	31,276
Right-of-use asset	63,825	61,185
Goodwill	22,802	14,449
Property and equipment, net	56,894	60,361
Total assets	1,606,474	1,477,644
Liabilities:
Accounts payable	34,980	21,379
Accrued liabilities	35,949	27,828
Income tax payable, net	1,451	0
Deferred income tax liabilities, net	7,146	17,808
Lease liability	67,002	64,250
Notes payable, net	572,010	553,629
Revolving line of credit, net	204,769	200,819
Total liabilities	1,036,552	1,006,494
Commitments and contingencies (Note K)	0	0
Mezzanine equity:
Mandatorily redeemable preferred stock	400	400
Equity:
Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,605,818 and 13,727,013 issued at April 30, 2025 and April 30, 2024, respectively, of which 8,263,280 and 6,394,675 were outstanding at April 30, 2025 and April 30, 2024, respectively	156	137
Additional paid-in capital	195,225	113,930
Retained earnings	672,261	654,369
Less: Treasury stock, at cost, 7,342,538 and 7,332,338 shares at April 30, 2025 and April 30, 2024, respectively	(298,220)	(297,786)
Total stockholders' equity	569,422	470,650
Non-controlling interest	100	100
Total equity	569,522	470,750
Total Liabilities, Mezzanine Equity and Equity	1,606,474	1,477,644
Deferred accident protection plan revenue
Liabilities:
Deferred Revenue	51,458	51,836
Deferred service contract revenue
Liabilities:
Deferred Revenue	$ 61,787	$ 68,945