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Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
9 Months Ended
Jan. 31, 2025
Jan. 31, 2024
Apr. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 650,330 $ 663,805  
2024 (2023) 515,729 524,119  
2023 (2022) 238,969 202,501  
2022 (2021) 71,679 35,391  
2021 (2020) 8,212 2,371  
Prior to 2021 (2020) 1,062 721  
Total $ 1,485,981 $ 1,428,908 $ 1,435,388
% 100.00% 100.00% 100.00%
Charge-offs, 2025 (2024) $ 62,044 $ 87,675  
Charge-offs, 2024 (2023) 188,736 211,642  
Charge-offs, 2023 (2022) 89,615 72,511  
Charge-offs, 2022 (2021) 24,130 13,111  
Charge-offs, 2021 (2020) 2,562 957  
Charge-offs, Prior to 2021 (2020) 467 453  
Charge-offs, Total 367,554 386,349  
Customer Rating 1-2      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) 42,886 32,854  
2024 (2023) 22,136 18,416  
2023 (2022) 6,330 5,298  
2022 (2021) 1,189 661  
2021 (2020) 69 124  
Prior to 2021 (2020) 50 13  
Total $ 72,660 $ 57,366  
% 4.90% 4.00%  
Customer Rating 3-4      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 234,245 $ 236,351  
2024 (2023) 171,447 153,436  
2023 (2022) 59,807 50,070  
2022 (2021) 13,628 7,414  
2021 (2020) 1,228 450  
Prior to 2021 (2020) 279 178  
Total $ 480,634 $ 447,899  
% 32.30% 31.40%  
Customer Rating 5-6      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
2025 (2024) $ 373,199 $ 394,600  
2024 (2023) 322,146 352,267  
2023 (2022) 172,832 147,133  
2022 (2021) 56,862 27,316  
2021 (2020) 6,915 1,797  
Prior to 2021 (2020) 733 530  
Total $ 932,687 $ 923,643  
% 62.80% 64.60%