Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jan. 31, 2025	Jan. 31, 2024	Jan. 31, 2025	Jan. 31, 2024
Revenues:
Sales	$ 263,484	$ 240,401	$ 836,506	$ 854,170
Interest and other income	62,242	59,213	184,252	175,051
Total revenues	325,726	299,614	1,020,758	1,029,221
Costs and expenses:
Cost of sales	169,374	158,250	529,159	560,692
Selling, general and administrative	46,460	43,562	140,578	134,895
Provision for credit losses	86,652	89,582	281,597	321,300
Interest expense	16,923	16,731	53,277	47,587
Depreciation and amortization	1,890	1,712	5,700	5,101
Loss on disposal of property and equipment	37	119	124	359
Total costs and expenses	321,336	309,956	1,010,435	1,069,934
Income (loss) before taxes	4,390	(10,342)	10,323	(40,713)
Provision (benefit) for income taxes	1,228	(1,800)	3,026	(8,894)
Net income (loss)	3,162	(8,542)	7,297	(31,819)
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)	(30)	(30)
Net income (loss) attributable to common stockholders, basic (in shares)	3,152	(8,552)	7,267	(31,849)
Net income (loss) attributable to common stockholders, diluted (in shares)	$ 3,152	$ (8,552)	$ 7,267	$ (31,849)
Earnings (loss) per share:
Basic (in dollars per share)	$ 0.38	$ (1.34)	$ 0.96	$ (4.99)
Diluted (in dollars per share)	$ 0.37	$ (1.34)	$ 0.94	$ (4.99)
Weighted average number of shares used in calculation:
Basic (in shares)	8,256,681	6,393,080	7,600,470	6,386,997
Diluted (in shares)	8,413,088	6,393,080	7,753,654	6,386,997