Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Oct. 31, 2024	Oct. 31, 2023
Operating Activities:
Net income (loss)	$ 4,135,000	$ (23,277,000)
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	194,945,000	231,718,000
Losses on claims for accident protection plan	16,797,000	15,173,000
Depreciation and amortization	3,810,000	3,389,000
Amortization of debt issuance costs	2,657,000	2,780,000
Loss on disposal of property and equipment	4,000	146,000
Impairment of goodwill	83,000	94,000
Stock based compensation	5,243,000	1,739,000
Deferred income taxes	(5,495,000)	(14,249,000)
Excess tax benefit from share based compensation	0	213,000
Change in operating assets and liabilities:
Finance receivable originations	(527,487,000)	(580,082,000)
Loan origination costs	8,000	(10,000)
Finance receivable collections	224,640,000	218,208,000
Accrued interest on finance receivables	(666,000)	(1,248,000)
Inventory	48,141,000	65,123,000
Prepaid expenses and other assets	(4,409,000)	(2,522,000)
Accounts payable and accrued liabilities	10,047,000	(4,317,000)
Income taxes, net	4,521,000	5,644,000
Net cash used in operating activities	(37,206,000)	(76,130,000)
Investing Activities:
Acquisition	(7,527,000)	0
Purchase of property and equipment	(2,338,000)	(2,149,000)
Proceeds from sale of property and equipment	24,000	561,000
Net cash used in investing activities	(9,841,000)	(1,588,000)
Financing Activities:
Exercise of stock options	0	(455,000)
Issuance of common stock	73,969,000	143,000
Purchase of common stock	(412,000)	(68,000)
Dividend payments	(20,000)	(20,000)
Change in cash overdrafts	2,074,000	1,416,000
Debt issuance costs	(4,467,000)	(4,091,000)
Issuances of notes payable	449,889,000	360,340,000
Payments on notes payable	(345,622,000)	(250,935,000)
Proceeds from revolving line of credit	296,424,000	276,266,000
Payments on revolving line of credit	(389,551,000)	(278,419,000)
Net cash provided by financing activities	82,284,000	104,177,000
Increase in cash, cash equivalents, and restricted cash	35,237,000	26,459,000
Cash, cash equivalents, and restricted cash beginning of period	94,447,000	68,034,000
Cash, cash equivalents, and restricted cash end of period	129,684,000	94,493,000
Accident Protection Plan [Member]
Change in operating assets and liabilities:
Deferred accident protection plan revenue	(880,000)	1,306,000
Service Contract [Member]
Change in operating assets and liabilities:
Deferred accident protection plan revenue	$ (13,300,000)	$ 4,042,000