Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2024	Oct. 31, 2023	Oct. 31, 2024	Oct. 31, 2023
Revenues:
Sales	$ 285,774	$ 300,400	$ 573,022	$ 610,737
Interest and other income	61,495	59,382	122,010	115,838
Total revenues	347,269	359,782	695,032	726,575
Costs and expenses:
Cost of sales	173,215	196,763	359,785	399,410
Selling, general and administrative	47,407	44,863	94,118	91,333
Provision for credit losses	99,522	135,395	194,945	231,718
Interest expense	18,042	16,582	36,354	30,856
Depreciation and amortization	1,926	1,696	3,810	3,389
Loss on disposal of property and equipment	(41)	(74)	(87)	(240)
Total costs and expenses	340,153	395,373	689,099	756,946
Income (loss) before taxes	7,116	(35,591)	5,933	(30,371)
Provision (benefit) for income taxes	2,017	(8,128)	1,798	(7,094)
Net income (loss)	5,099	(27,463)	4,135	(23,277)
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)	(20)	(20)
Net income (loss) attributable to common stockholders	$ 5,089	$ (27,473)	$ 4,115	$ (23,297)
Earnings (loss) per share:
Basic (in dollars per share)	$ 0.62	$ (4.3)	$ 0.57	$ (3.65)
Diluted (in dollars per share)	$ 0.61	$ (4.3)	$ 0.55	$ (3.65)
Weighted average number of shares used in calculation:
Basic (in shares)	8,147,971	6,386,208	7,272,364	6,383,956
Diluted (in shares)	8,292,459	6,386,208	7,423,936	6,383,956