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Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2024
Jul. 31, 2023
Apr. 30, 2024
Oct. 31, 2022
Current year, principal balance $ 261,944 $ 296,860    
Year two, principal balance 710,136 758,830    
Year three, principal balance 351,858 309,379    
Year four, principal balance 122,381 69,511    
Year five, principal balance 17,215 4,936    
Prior, principal balance 1,725 1,191    
Finance Receivable, Principal Balance $ 1,465,259 $ 1,440,707 $ 1,435,388  
Principal balance, percentage 100.00% 100.00% 100.00% 100.00%
Charge-offs, current year $ 2,619 $ 3,239    
Charge-offs, year two 70,413 75,308    
Charge-offs, year three 36,752 28,036    
Charge-offs, year four 10,578 5,577    
Charge-offs, year five 1,048 441    
Charge-offs, after year five 195 144    
Charge-offs, total 121,605 112,745    
Customer Score 1-2 [Member]        
Current year, principal balance 18,758 14,450    
Year two, principal balance 34,722 30,477    
Year three, principal balance 10,548 9,911    
Year four, principal balance 2,645 1,821    
Year five, principal balance 245 227    
Prior, principal balance 90 28    
Finance Receivable, Principal Balance $ 67,008 56,914    
Principal balance, percentage 4.60%     4.00%
Customer Score 3-4 [Member]        
Current year, principal balance $ 94,738 105,595    
Year two, principal balance 251,217 241,759    
Year three, principal balance 94,939 84,065    
Year four, principal balance 26,565 17,510    
Year five, principal balance 2,899 1,044    
Prior, principal balance 396 311    
Finance Receivable, Principal Balance $ 470,754 450,284    
Principal balance, percentage 32.10%     31.20%
Customer Score 5-6 [Member]        
Current year, principal balance $ 148,448 176,815    
Year two, principal balance 424,197 486,594    
Year three, principal balance 246,371 215,403    
Year four, principal balance 93,171 50,180    
Year five, principal balance 14,071 3,665    
Prior, principal balance 1,239 852    
Finance Receivable, Principal Balance $ 927,497 $ 933,509    
Principal balance, percentage 63.30%     64.80%