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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2024
Jul. 31, 2023
us-gaap_RevenuesAbstract    
Sales $ 287,248 $ 310,337
Interest and other income 60,515 56,456
Total revenues 347,763 366,793
Costs and expenses:    
Cost of sales 186,570 202,647
Selling, general and administrative 46,711 46,470
Provision for credit losses 95,423 96,323
Interest expense 18,312 14,274
Depreciation and amortization 1,884 1,693
Loss on disposal of property and equipment (46) (166)
Total costs and expenses 348,946 361,573
(Loss) income before taxes (1,183) 5,220
(Benefit) Provision for income taxes (219) 1,034
Net (loss) income (964) 4,186
Less: Dividends on mandatorily redeemable preferred stock (10) (10)
Net (loss) income attributable to common stockholders $ (974) $ 4,176
Earnings per share:    
Basic (in dollars per share) $ (0.15) $ 0.65
Diluted (in dollars per share) $ (0.15) $ 0.63
Weighted average number of shares used in calculation:    
Basic (in shares) 6,396,757 6,381,704
Diluted (in shares) 6,396,757 6,635,002