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Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jul. 31, 2024
Apr. 30, 2024
us-gaap_AssetsAbstract    
Cash and cash equivalents $ 4,748 $ 5,522
Restricted cash 93,873 88,925
Accrued interest on finance receivables 7,507 6,907
Finance receivables, net 1,126,271 1,098,591
Inventory 114,548 107,470
Income tax receivable, net 938 2,958
Prepaid expenses and other assets 33,071 31,276
Right-of-use asset 67,625 61,185
Goodwill 22,896 14,449
Property and equipment, net 59,793 60,361
Total Assets 1,531,270 1,477,644
Liabilities:    
Accounts payable 35,582 21,379
Accrued liabilities 32,547 27,828
Deferred income tax liabilities, net 16,866 17,808
Lease liability 70,690 64,250
Notes payable, net 597,494 553,629
Revolving line of credit, net 184,846 200,819
Total liabilities 1,059,717 1,006,494
Commitments and Contingencies  
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding 0 0
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,729,504 and 13,727,013 issued at July 31, 2024 and April 30, 2024, respectively, of which 6,396,757 and 6,394,675 were outstanding at July 31, 2024 and April 30, 2024, respectively 137 137
Additional paid-in capital 115,331 113,930
Retained earnings 653,395 654,369
Less: Treasury stock, at cost, 7,332,747 and 7,332,338 shares at July 31, 2024 and April 30, 2024, respectively (297,810) (297,786)
Total stockholders' equity 471,053 470,650
Non-controlling interest 100 100
Total equity 471,153 470,750
Total Liabilities, Mezzanine Equity and Equity 1,531,270 1,477,644
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 52,041 51,836
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 69,651 $ 68,945