Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Oct. 31, 2023	Oct. 31, 2022	Oct. 31, 2023	Oct. 31, 2022
Sales	$ 302,200	$ 303,554	$ 613,769	$ 598,031
Interest and other income	59,382	48,286	115,838	92,627
Total revenues	361,582	351,840	729,607	690,658
Costs and expenses:
Cost of sales	198,563	206,142	402,442	399,257
Selling, general and administrative	44,863	42,911	91,333	86,145
Provision for credit losses	135,395	88,828	231,718	165,068
Interest expense	16,582	8,350	30,856	15,695
Depreciation and amortization	1,696	1,309	3,389	2,460
Loss on disposal of property and equipment	(74)	(242)	(240)	(251)
Total costs and expenses	397,173	347,782	759,978	668,876
(Loss) Income before taxes	(35,591)	4,058	(30,371)	21,782
Provision for income taxes	(8,128)	919	(7,094)	4,946
Net (loss) income	(27,463)	3,139	(23,277)	16,836
Less: Dividends on mandatorily redeemable preferred stock	10	10	20	20
Net (loss) income attributable to common stockholders	$ (27,473)	$ 3,129	$ (23,297)	$ 16,816
Earnings per share:
Basic (in dollars per share)	$ (4.3)	$ 0.49	$ (3.65)	$ 2.64
Diluted (in dollars per share)	$ (4.3)	$ 0.48	$ (3.65)	$ 2.56
Weighted average number of shares used in calculation:
Basic (in shares)	6,386,208	6,368,840	6,383,956	6,371,083
Diluted (in shares)	6,386,208	6,548,271	6,383,956	6,574,928