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Note C - Finance Receivables, Net - Components of Finance Receivables (Details) - USD ($)
$ in Thousands
Oct. 31, 2023
Apr. 30, 2023
Oct. 31, 2022
Apr. 30, 2022
Gross contract amount $ 1,872,863 $ 1,752,149    
Less unearned finance charges (409,465) (378,777)    
Principal balance 1,463,398 1,373,372 $ 1,259,649  
Less: estimated insurance receivables for APP claims (7,237) (5,694)    
Less: allowance for APP claims (7,305) (5,310)    
Less: allowance for credit losses (344,330) (299,608) (272,730) $ (237,823)
Finance receivables, net 1,104,526 1,062,760 $ 977,561 $ 855,423
Loan origination costs 710 700    
Finance receivables, net, including loan origination costs $ 1,105,236 $ 1,063,460