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Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Oct. 31, 2023
Apr. 30, 2023
Cash and cash equivalents $ 4,313 $ 9,796
Restricted cash 90,180 58,238
Accrued interest on finance receivables 7,363 6,115
Finance receivables, net 1,105,236 1,063,460
Inventory 113,846 109,290
Income tax receivable, net 3,402 9,259
Prepaid expenses and other assets 30,488 26,039
Right-of-use asset 60,964 59,142
Goodwill 11,622 11,716
Property and equipment, net 59,735 61,682
Total Assets 1,487,149 1,414,737
Liabilities:    
Accounts payable 22,400 27,196
Accrued liabilities 28,199 27,912
Deferred income tax liabilities, net 25,066 39,315
Lease liability 64,119 62,300
Non-recourse notes payable, net 579,030 471,367
Revolving line of credit, net 165,509 167,231
Total liabilities 1,010,140 915,790
Commitments and Contingencies  
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding 0 0
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,711,731 and 13,701,468 issued at October 31, 2023 and April 30, 2023, respectively, of which 6,382,803 and 6,373,404 were outstanding at October 31, 2023 and April 30, 2023, respectively 137 137
Additional paid-in capital 111,356 109,929
Retained earnings 662,505 685,802
Less: Treasury stock, at cost, 7,328,928 and 7,328,064 shares at October 31, 2023 and April 30, 2023, respectively (297,489) (297,421)
Total stockholders' equity 476,509 498,447
Non-controlling interest 100 100
Total equity 476,609 498,547
Total Liabilities, Mezzanine Equity and Equity 1,487,149 1,414,737
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 54,371 53,065
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 71,446 $ 67,404