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Note C - Finance Receivables, Net - Components of Finance Receivables (Details) - USD ($)
$ in Thousands
Jul. 31, 2023
Apr. 30, 2023
Jul. 31, 2022
Apr. 30, 2022
Gross contract amount $ 1,843,956 $ 1,752,149    
Less unearned finance charges (403,249) (378,777)    
Principal balance 1,440,707 1,373,372 $ 1,185,276  
Less allowance for credit losses (314,442) (299,608) (255,836) $ (237,823)
Finance receivables, net 1,126,265 1,073,764 $ 929,440 $ 863,674
Loan origination costs 727 700    
Finance receivables, net, including loan origination costs $ 1,126,992 $ 1,074,464