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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jul. 31, 2023
Jul. 31, 2022
Sales $ 311,569 $ 294,476
Interest and other income 56,456 44,342
Total revenues 368,025 338,818
Costs and expenses:    
Cost of sales 203,879 193,115
Selling, general and administrative 46,470 43,234
Provision for credit losses 96,323 76,241
Interest expense 14,274 7,345
Depreciation and amortization 1,693 1,151
Loss on disposal of property and equipment (166) (8)
Total costs and expenses 362,805 321,094
Income before taxes 5,220 17,724
Provision for income taxes 1,034 4,027
Net income 4,186 13,697
Less: Dividends on mandatorily redeemable preferred stock 10 10
Net income attributable to common stockholders $ 4,176 $ 13,687
Earnings per share:    
Basic (in dollars per share) $ 0.65 $ 2.15
Diluted (in dollars per share) $ 0.63 $ 2.07
Weighted average number of shares used in calculation:    
Basic (in shares) 6,381,704 6,373,326
Diluted (in shares) 6,635,002 6,601,586