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Note C - Finance Receivables, Net - Finance Receivable Summarized by Fiscal Year of Origination (Details) - USD ($)
$ in Thousands
Oct. 31, 2022
Jul. 31, 2022
Apr. 30, 2022
Oct. 31, 2021
Jul. 31, 2021
2023, principal balance $ 528,323     $ 437,918  
2022, principal balance 548,904     417,803  
2021, principal balance 164,885     100,990  
2020, principal balance 16,840     9,046  
2019, principal balance 674     594  
Prior to 2019, principal balance 23     74  
Principle Balance $ 1,259,649 $ 1,259,649 $ 1,101,497 $ 966,425 $ 966,425
Principal balance, percentage 100.00% 100.00% 100.00% 100.00% 100.00%
2022, principal balance $ 528,323     $ 437,918  
2021, principal balance 548,904     417,803  
2020, principal balance 164,885     100,990  
2019, principal balance 16,840     9,046  
2018, principal balance 674     594  
Prior to 2018, principal balance 23     74  
Customer Score 1-2 [Member]          
2023, principal balance 23,888     24,599  
2022, principal balance 22,264     21,147  
2021, principal balance 5,838     6,009  
2020, principal balance 741     342  
2019, principal balance 12     17  
Prior to 2019, principal balance 0     0  
Principle Balance $ 52,743     $ 52,114  
Principal balance, percentage 4.20%     5.40%  
2022, principal balance $ 23,888     $ 24,599  
2021, principal balance 22,264     21,147  
2020, principal balance 5,838     6,009  
2019, principal balance 741     342  
2018, principal balance 12     17  
Prior to 2018, principal balance 0     0  
Customer Score 3-4 [Member]          
2023, principal balance 174,553     150,049  
2022, principal balance 167,298     141,371  
2021, principal balance 48,272     34,291  
2020, principal balance 4,422     2,361  
2019, principal balance 157     100  
Prior to 2019, principal balance 9     32  
Principle Balance $ 394,711     $ 328,204  
Principal balance, percentage 31.30%     34.00%  
2022, principal balance $ 174,553     $ 150,049  
2021, principal balance 167,298     141,371  
2020, principal balance 48,272     34,291  
2019, principal balance 4,422     2,361  
2018, principal balance 157     100  
Prior to 2018, principal balance 9     32  
Customer Score 5-6 [Member]          
2023, principal balance 329,882     263,270  
2022, principal balance 359,342     255,285  
2021, principal balance 110,775     60,690  
2020, principal balance 11,677     6,343  
2019, principal balance 505     477  
Prior to 2019, principal balance 14     42  
Principle Balance $ 812,195     $ 586,107  
Principal balance, percentage 64.50%     60.60%  
2022, principal balance $ 329,882     $ 263,270  
2021, principal balance 359,342     255,285  
2020, principal balance 110,775     60,690  
2019, principal balance 11,677     6,343  
2018, principal balance 505     477  
Prior to 2018, principal balance $ 14     $ 42