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Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jul. 31, 2022
Apr. 30, 2022
Cash and cash equivalents $ 4,362 $ 6,916
Restricted cash 37,521 35,671
Accrued interest on finance receivables 5,032 4,926
Finance receivables, net 919,458 854,290
Inventory 145,181 115,302
Income tax receivable, net 0 274
Prepaid expenses and other assets 9,748 9,044
Right-of-use asset 59,822 58,828
Goodwill 8,623 8,623
Property and equipment, net 58,526 51,438
Total Assets 1,248,273 1,145,312
Liabilities:    
Accounts payable 29,380 20,055
Income tax payable, net 328 0
Accrued liabilities 31,100 32,630
Deferred income tax liabilities, net 31,315 28,233
Lease liability 62,688 61,481
Non-recourse notes payable 323,105 395,986
Revolving line of credit 188,921 44,670
Total liabilities 767,192 675,546
Commitments and contingencies (Note J)
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding 0 0
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,695,669 and 13,642,185 issued at July 31, 2022 and April 30, 2022, respectively, of which 6,367,605 and 6,371,977 were outstanding at July 31, 2022 and April 30, 2022, respectively 137 136
Additional paid-in capital 106,391 103,113
Retained earnings 671,474 658,242
Less: Treasury stock, at cost, 7,328,064 and 7,270,208 shares at July 31, 2022 and April 30, 2022, respectively (297,421) (292,225)
Total stockholders' equity 480,581 469,266
Non-controlling interest 100 100
Total equity 480,681 469,366
Total Liabilities, Mezzanine Equity and Equity 1,248,273 1,145,312
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 46,896 43,936
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 53,459 $ 48,555