Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Apr. 30, 2022	Apr. 30, 2021	Apr. 30, 2020
Net income	$ 93,307,000	$ 104,139,000	$ 51,343,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	257,101,000	163,662,000	162,246,000
Losses on claims for accident protection plan	21,871,000	18,954,000	17,966,000
Depreciation and amortization	4,033,000	3,719,000	3,839,000
Amortization of debt issuance costs	775,000	391,000	273,000
Loss (gain) on disposal of property and equipment	149,000	(40,000)	(114,000)
Stock-based compensation	5,496,000	5,962,000	4,732,000
Deferred income taxes	8,226,000	7,028,000	(1,280,000)
Change in operating assets and liabilities:
Finance receivable originations	(1,009,859,000)	(762,716,000)	(604,497,000)
Finance receivable collections	417,796,000	370,254,000	322,180,000
Accrued interest on finance receivables	(1,559,000)	(269,000)	(750,000)
Inventory	50,881,000	5,019,000	53,827,000
Prepaid expenses and other assets	(2,924,000)	(1,679,000)	193,000
Accounts payable and accrued liabilities	5,166,000	14,766,000	1,009,000
Income taxes, net	(424,000)	(3,691,000)	5,788,000
Net cash (used in) provided by operating activities	(114,284,000)	(53,812,000)	20,917,000
Investing Activities:
Purchase of investments	(1,343,000)	0	(4,648,000)
Purchases of property and equipment	(20,921,000)	(8,952,000)	(5,422,000)
Proceeds from sale of property and equipment	20,000	694,000	184,000
Net cash used in investing activities	(22,244,000)	(8,258,000)	(9,886,000)
Financing Activities:
Exercise of stock options	(1,488,000)	4,034,000	1,533,000
Issuance of common stock	293,000	258,000	190,000
Purchase of common stock	(34,698,000)	(10,616,000)	(16,009,000)
Dividend payments	(40,000)	(40,000)	(40,000)
Debt issuance costs	(6,108,000)	(282,000)	(505,000)
Change in cash overdrafts	(1,802,000)	1,802,000	(1,274,000)
Issuances of non-recourse notes payable	399,994,000	0	0
Principal payments on notes payable	0	(524,000)	(509,000)
Proceeds from revolving credit facilities	331,113,000	73,337,000	442,490,000
Payments on revolving credit facilities	(511,042,000)	(62,566,000)	(379,099,000)
Net cash provided by financing activities	176,222,000	5,403,000	46,777,000
Increase (decrease) in cash, cash equivalents, and restricted cash	39,694,000	(56,667,000)	57,808,000
Cash, cash equivalents, and restricted cash beginning of period	2,893,000	59,560,000	1,752,000
Cash, cash equivalents, and restricted cash end of period	42,587,000	2,893,000	59,560,000
Accident Protection Plan [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	11,232,000	8,224,000	3,113,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	$ 24,449,000	$ 12,465,000	$ 1,049,000