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Consolidated Balance Sheets - USD ($)
$ in Thousands
Apr. 30, 2022
Apr. 30, 2021
Assets:    
Cash and cash equivalents $ 6,916 $ 2,893
Restricted cash 35,671 0
Accrued interest on finance receivables 4,926 3,367
Finance receivables, net 854,290 625,119
Inventory 115,302 82,263
Income taxes receivable, net 274 0
Prepaid expenses and other assets 9,044 6,120
Right-of-use asset 58,828 60,398
Goodwill 8,623 7,280
Property and equipment, net 51,438 34,719
Total Assets 1,145,312 822,159
Liabilities:    
Accounts payable 20,055 18,208
Income taxes payable, net 0 150
Accrued liabilities 32,630 31,278
Deferred income tax liabilities, net 28,233 20,007
Lease liability 61,481 62,886
Non-recourse notes payable 395,986 0
Revolving line of credit 44,670 225,924
Total liabilities 675,546 415,263
Commitments and contingencies (Note L)
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding 0 0
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,642,185 and 13,591,889 issued at April 30, 2022 and April 30, 2021, respectively, of which 6,371,977 and 6,625,885 were outstanding at April 30, 2022 and April 30, 2021, respectively 136 136
Additional paid-in capital 103,113 98,812
Retained earnings 658,242 564,975
Less: Treasury stock, at cost, 7,270,208 and 6,966,004 shares at April 30, 2022 and April 30, 2021, respectively (292,225) (257,527)
Total stockholders' equity 469,266 406,396
Non-controlling interest 100 100
Total equity 469,366 406,496
Total Liabilities, mezzanine equity and equity 1,145,312 822,159
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 43,936 32,704
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 48,555 $ 24,106