Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Oct. 31, 2019	Oct. 31, 2018
Net income	$ 29,398,000	$ 22,164,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	72,652,000	76,064,000
Losses on claims for payment protection plan	8,359,000	7,903,000
Depreciation and amortization	1,938,000	1,964,000
Amortization of debt issuance costs	115,000	138,000
Loss on disposal of property and equipment	39,000	12,000
Stock based compensation	2,212,000	1,688,000
Deferred income taxes	2,023,000	1,608,000
Excess tax benefit from share based compensation	415,000	1,486,000
Change in operating assets and liabilities:
Finance receivable originations	(293,174,000)	(269,883,000)
Finance receivable collections	151,075,000	135,471,000
Accrued interest on finance receivables	(380,000)	(246,000)
Inventory	14,348,000	18,703,000
Prepaid expenses and other assets	(178,000)	28,000
Accounts payable and accrued liabilities	647,000	1,290,000
Income taxes, net	(10,000)	(2,120,000)
Net cash used in operating activities	(8,379,000)	(2,545,000)
Investing Activities:
Purchase of property and equipment	(1,661,000)	(1,537,000)
Proceeds from sale of property and equipment	9,000
Net cash used in investing activities	(1,652,000)	(1,537,000)
Financing Activities:
Exercise of stock options	865,000	3,748,000
Issuance of common stock	90,000	67,000
Purchase of common stock	(14,696,000)	(13,872,000)
Dividend payments	(20,000)	(20,000)
Change in cash overdrafts	577,000	1,532,000
Debt issuance costs	(435,000)	(5,000)
Payments on note payable	(250,000)	(188,000)
Proceeds from revolving credit facilities	258,040,000	225,673,000
Payments on revolving credit facilities	(233,418,000)	(213,196,000)
Net cash provided by financing activities	10,753,000	3,739,000
Increase (decrease) in cash and cash equivalents	722,000	(343,000)
Cash and cash equivalents, beginning of period	1,752,000	1,022,000
Cash and cash equivalents, end of period	2,474,000	679,000
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	1,469,000	967,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	$ 673,000	$ 218,000