Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Jul. 31, 2019	Jul. 31, 2018
Net income	$ 15,511,000	$ 10,884,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	31,475,000	37,543,000
Losses on claims for payment protection plan	4,230,000	4,069,000
Depreciation and amortization	967,000	985,000
Amortization of debt issuance costs	54,000	69,000
Loss on disposal of property and equipment	37,000
Stock based compensation	1,620,000	1,094,000
Deferred income taxes	873,000	871,000
Excess tax benefit from share based compensation	276,000	943,000
Change in operating assets and liabilities:
Finance receivable originations	(137,855,000)	(134,261,000)
Finance receivable collections	74,355,000	66,740,000
Accrued interest on finance receivables	(240,000)	(143,000)
Inventory	4,503,000	7,251,000
Prepaid expenses and other assets	(210,000)	(27,000)
Accounts payable and accrued liabilities	(1,387,000)	3,032,000
Income taxes, net	3,100,000	486,000
Net cash provided by (used in) operating activities	(2,092,000)	414,000
Investing Activities:
Purchase of property and equipment	(1,010,000)	(685,000)
Net cash used in investing activities	(1,010,000)	(685,000)
Financing Activities:
Exercise of stock options	80,000	2,713,000
Issuance of common stock	40,000	29,000
Purchase of common stock	(4,715,000)	(7,377,000)
Dividend payments	(10,000)	(10,000)
Change in cash overdrafts	1,890,000	2,036,000
Payments on note payable	(125,000)	(94,000)
Proceeds from revolving credit facilities	118,800,000	109,622,000
Payments on revolving credit facilities	(112,970,000)	(106,829,000)
Net cash provided by financing activities	2,990,000	90,000
Decrease in cash and cash equivalents	(112,000)	(181,000)
Cash and cash equivalents, beginning of period	1,752,000	1,022,000
Cash and cash equivalents, end of period	1,640,000	841,000
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	464,000	606,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	$ 135,000	$ 272,000