Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Jul. 31, 2019	Jul. 31, 2018
Revenues:
Sales	$ 150,074	$ 144,101
Interest and other income	21,804	19,914
Total revenue	171,878	164,015
Costs and expenses:
Cost of sales	88,885	84,168
Selling, general and administrative	28,671	26,382
Provision for credit losses	31,475	37,543
Interest expense	2,004	1,804
Depreciation and amortization	967	985
Loss on disposal of property and equipment	37
Total costs and expenses	152,039	150,882
Income before taxes	19,839	13,133
Provision for income taxes	4,328	2,249
Net income	15,511	10,884
Less: Dividends on mandatorily redeemable preferred stock	(10)	(10)
Net income attributable to common stockholders	$ 15,501	$ 10,874
Earnings per share:
Basic (in dollars per share)	$ 2.32	$ 1.57
Diluted (in dollars per share)	$ 2.21	$ 1.53
Weighted average number of shares used in calculation:
Basic (in shares)	6,684,282	6,924,035
Diluted (in shares)	7,016,752	7,126,685