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Consolidated Balance Sheets - USD ($)
$ in Thousands
Apr. 30, 2019
Apr. 30, 2018
Assets:    
Cash and cash equivalents $ 1,752 $ 1,022
Accrued interest on finance receivables 2,348 2,189
Finance receivables, net 415,486 383,617
Inventory 37,483 33,610
Prepaid expenses and other assets 4,634 4,747
Income taxes receivable, net 1,947 1,450
Goodwill 355 355
Property and equipment, net 28,537 28,594
Total Assets 492,542 455,584
Liabilities:    
Accounts payable 13,659 13,609
Accrued liabilities 18,837 15,960
Deferred income tax liabilities, net 14,259 12,558
Debt facilities 152,918 152,367
Total liabilities 231,632 224,649
Commitments and contingencies (Note L)
Mezzanine equity:    
Mandatorily redeemable preferred stock 400 400
Equity:    
Preferred stock, par value $.01 per share, 1,000,000 shares authorized; none issued or outstanding
Common stock, par value $.01 per share, 50,000,000 shares authorized; 13,376,030 and 13,147,143 issued at April 30, 2019 and April 30, 2018, respectively, of which 6,699,421 and 6,849,161 were outstanding at April 30, 2019 and April 30, 2018, respectively 134 131
Additional paid-in capital 81,605 72,641
Retained earnings 409,573 361,988
Less: Treasury stock, at cost, 6,676,609 and 6,297,982 shares at April 30, 2019 and April 30, 2018, respectively (230,902) (204,325)
Total stockholders' equity 260,410 230,435
Non-controlling interest 100 100
Total equity 260,510 230,535
Total Liabilities, mezzanine equity and equity 492,542 455,584
Payment Protection Plan [Member]    
Liabilities:    
Deferred revenue 21,367 19,823
Service Contract [Member]    
Liabilities:    
Deferred revenue $ 10,592 $ 10,332