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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jan. 31, 2019
Jan. 31, 2018
Jan. 31, 2019
Jan. 31, 2018
Revenues:        
Sales $ 139,803 $ 128,166 $ 430,315 $ 386,867
Interest and other income 21,251 19,048 61,925 55,883
Total revenue 161,054 147,214 492,240 442,750
Costs and expenses:        
Cost of sales 81,740 74,951 251,274 225,780
Selling, general and administrative 26,488 25,945 79,068 73,537
Provision for credit losses 35,555 37,872 111,619 110,778
Interest expense 2,110 1,482 5,895 3,978
Depreciation and amortization 985 1,057 2,949 3,244
Loss (gain) on disposal of property and equipment (100) 84 (88) 188
Total costs and expenses 146,778 141,391 450,717 417,505
Income before taxes 14,276 5,823 41,523 25,245
Provision (benefit) for income taxes 3,381 (7,556) 8,464 (1,095)
Net income 10,895 13,379 33,059 26,340
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (30) (30)
Net income attributable to common stockholders $ 10,885 $ 13,369 $ 33,029 $ 26,310
Earnings per share:        
Basic (in dollars per share) $ 1.61 $ 1.88 $ 4.82 $ 3.59
Diluted (in dollars per share) $ 1.55 $ 1.82 $ 4.66 $ 3.48
Weighted average number of shares used in calculation:        
Basic (in shares) 6,751,026 7,106,715 6,846,707 7,336,687
Diluted (in shares) 7,003,389 7,345,428 7,087,430 7,556,255