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Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Oct. 31, 2017
Oct. 31, 2016
Oct. 31, 2017
Oct. 31, 2016
Revenues:        
Sales $ 130,427 $ 133,170 $ 258,701 $ 262,854
Interest and other income 18,691 17,040 36,835 33,196
Total revenue 149,118 150,210 295,536 296,050
Costs and expenses:        
Cost of sales 75,623 77,997 150,829 153,510
Selling, general and administrative 23,727 22,654 47,592 45,822
Provision for credit losses 38,746 39,441 72,906 72,822
Interest expense 1,324 1,036 2,496 1,980
Depreciation and amortization 1,108 1,080 2,187 2,176
(Gain) loss on disposal of property and equipment 57 (1) 104 399
Total costs and expenses 140,585 142,207 276,114 276,709
Income before taxes 8,533 8,003 19,422 19,341
Provision for income taxes 2,564 2,985 6,461 7,214
Net income 5,969 5,018 12,961 12,127
Less: Dividends on mandatorily redeemable preferred stock (10) (10) (20) (20)
Net income attributable to common stockholders $ 5,959 $ 5,008 $ 12,941 $ 12,107
Earnings per share:        
Basic (in dollars per share) $ 0.82 $ 0.64 $ 1.74 $ 1.53
Diluted (in dollars per share) $ 0.79 $ 0.62 $ 1.69 $ 1.48
Weighted average number of shares used in calculation:        
Basic (in shares) 7,354,499 7,833,061 7,451,673 7,890,993
Diluted (in shares) 7,555,026 8,136,961 7,661,668 8,161,019