Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Jan. 31, 2017	Jan. 31, 2016
Net income	$ 14,963,000	$ 8,233,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for credit losses	110,467,000	106,225,000
Losses on claims for payment protection plan	11,260,000	9,815,000
Depreciation and amortization	3,235,000	3,056,000
Amortization of debt issuance costs	197,000	144,000
Loss on disposal of property and equipment	406,000	46,000
Stock based compensation	1,020,000	1,236,000
Deferred income taxes	1,160,000	(553,000)
Excess tax benefit from share based compensation	(942,000)	(238,000)
Change in operating assets and liabilities:
Finance receivable originations	(356,776,000)	(336,508,000)
Finance receivable collections	175,696,000	173,949,000
Accrued interest on finance receivables	(602,000)	(40,000)
Inventory	28,186,000	23,767,000
Prepaid expenses and other assets	(1,271,000)	295,000
Accounts payable and accrued liabilities	603,000	4,364,000
Income taxes, net	3,015,000	(200,000)
Net cash used in operating activities	(8,639,000)	(5,259,000)
Investing Activities:
Purchase of property and equipment	(1,424,000)	(4,201,000)
Proceeds from sale of property and equipment	924,000
Net cash used in investing activities	(500,000)	(4,201,000)
Financing Activities:
Exercise of stock options	1,675,000	400,000
Excess tax benefit from share based compensation	942,000	238,000
Issuance of common stock	106,000	144,000
Purchase of common stock	(8,175,000)	(10,485,000)
Dividend payments	(30,000)	(30,000)
Change in cash overdrafts	3,587,000	(581,000)
Debt issuance costs	(378,000)
Payments on note payable	(77,000)	(8,000)
Proceeds from revolving credit facilities	278,304,000	272,427,000
Payments on revolving credit facilities	(267,163,000)	(252,845,000)
Net cash provided by financing activities	8,791,000	9,260,000
Decrease in cash and cash equivalents	(348,000)	(200,000)
Cash and cash equivalents, beginning of period	602,000	790,000
Cash and cash equivalents, end of period	254,000	590,000
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	854,000	1,062,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	$ (110,000)	$ 88,000