Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Oct. 31, 2016	Oct. 31, 2015
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	$ 1,171,000	$ 409,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (Decrease) in Deferred Revenue	436,000	281,000
Net income	12,127,000	4,132,000
Provision for credit losses	72,822,000	73,439,000
Losses on claims for payment protection plan	6,919,000	6,095,000
Depreciation and amortization	2,176,000	2,048,000
Amortization of debt issuance costs	140,000	96,000
Loss on disposal of property and equipment	399,000	19,000
Stock based compensation	783,000	949,000
Deferred income taxes	1,579,000	(1,119,000)
Excess tax benefit from share based compensation	(283,000)	(191,000)
Finance receivable originations	(244,680,000)	(223,266,000)
Finance receivable collections	117,126,000	117,593,000
Accrued interest on finance receivables	(552,000)	303,000
Inventory	17,084,000	23,068,000
Prepaid expenses and other assets	(292,000)	426,000
Accounts payable and accrued liabilities	1,262,000	775,000
Income taxes, net	1,841,000	586,000
Net cash (used in) provided by operating activities	(9,942,000)	5,643,000
Investing Activities:
Purchase of property and equipment	(875,000)	(2,922,000)
Proceeds from sale of property and equipment	4,000
Net cash used in investing activities	(871,000)	(2,922,000)
Financing Activities:
Exercise of stock options	860,000	245,000
Excess tax benefit from share based compensation	283,000	191,000
Issuance of common stock	74,000	69,000
Purchase of common stock	(8,059,000)	(3,989,000)
Dividend payments	(20,000)	(20,000)
Change in cash overdrafts	589,000	(360,000)
Payments on note payable	(51,000)
Proceeds from revolving credit facilities	192,542,000	170,341,000
Payments on revolving credit facilities	(175,837,000)	(168,602,000)
Net cash provided by (used in) financing activities	10,381,000	(2,125,000)
Increase (decrease) in cash and cash equivalents	(432,000)	596,000
Cash and cash equivalents, beginning of period	602,000	790,000
Cash and cash equivalents, end of period	$ 170,000	$ 1,386,000